BITCOIN INVESTMENT THESIS - fidelitydigitalassets.com

Putting $400M of Bitcoin on your company balance sheet

Also posted on my blog as usual. Read it there if you can, there are footnotes and inlined plots.
A couple of months ago, MicroStrategy (MSTR) had a spare $400M of cash which it decided to shift to Bitcoin (BTC).
Today we'll discuss in excrutiating detail why this is not a good idea.
When a company has a pile of spare money it doesn't know what to do with, it'll normally do buybacks or start paying dividends. That gives the money back to the shareholders, and from an economic perspective the money can get better invested in other more promising companies. If you have a huge pile of of cash, you probably should be doing other things than leave it in a bank account to gather dust.
However, this statement from MicroStrategy CEO Michael Saylor exists to make it clear he's buying into BTC for all the wrong reasons:
“This is not a speculation, nor is it a hedge. This was a deliberate corporate strategy to adopt a bitcoin standard.”
Let's unpack it and jump into the economics Bitcoin:

Is Bitcoin money?

No.
Or rather BTC doesn't act as money and there's no serious future path for BTC to become a form of money. Let's go back to basics. There are 3 main economic problems money solves:
1. Medium of Exchange. Before money we had to barter, which led to the double coincidence of wants problem. When everyone accepts the same money you can buy something from someone even if they don't like the stuff you own.
As a medium of exchange, BTC is not good. There are significant transaction fees and transaction waiting times built-in to BTC and these worsen the more popular BTC get.
You can test BTC's usefulness as a medium of exchange for yourself right now: try to order a pizza or to buy a random item with BTC. How many additional hurdles do you have to go through? How many fewer options do you have than if you used a regular currency? How much overhead (time, fees) is there?
2. Unit of Account. A unit of account is what you compare the value of objects against. We denominate BTC in terms of how many USD they're worth, so BTC is a unit of account presently. We can say it's because of lack of adoption, but really it's also because the market value of BTC is so volatile.
If I buy a $1000 table today or in 2017, it's roughly a $1000 table. We can't say that a 0.4BTC table was a 0.4BTC table in 2017. We'll expand on this in the next point:
3. Store of Value. When you create economic value, you don't want to be forced to use up the value you created right away.
For instance, if I fix your washing machine and you pay me in avocados, I'd be annoyed. I'd have to consume my payment before it becomes brown, squishy and disgusting. Avocado fruit is not good money because avocadoes loses value very fast.
On the other hand, well-run currencies like the USD, GBP, CAD, EUR, etc. all lose their value at a low and most importantly fairly predictible rate. Let's look at the chart of the USD against BTC
While the dollar loses value at a predictible rate, BTC is all over the place, which is bad.
One important use money is to write loan contracts. Loans are great. They let people spend now against their future potential earnings, so they can buy houses or start businesses without first saving up for a decade. Loans are good for the economy.
If you want to sign something that says "I owe you this much for that much time" then you need to be able to roughly predict the value of the debt in at the point in time where it's due.
Otherwise you'll have a hard time pricing the risk of the loan effectively. This means that you need to charge higher interests. The risk of making a loan in BTC needs to be priced into the interest of a BTC-denominated loan, which means much higher interest rates. High interests on loans are bad, because buying houses and starting businesses are good things.

BTC has a fixed supply, so these problems are built in

Some people think that going back to a standard where our money was denominated by a stock of gold (the Gold Standard) would solve economic problems. This is nonsense.
Having control over supply of your currency is a good thing, as long as it's well run.
See here
Remember that what is desirable is low variance in the value, not the value itself. When there are wild fluctuations in value, it's hard for money to do its job well.
Since the 1970s, the USD has been a fiat money with no intrinsic value. This means we control the supply of money.
Let's look at a classic poorly drawn econ101 graph
The market price for USD is where supply meets demand. The problem with a currency based on an item whose supply is fixed is that the price will necessarily fluctuate in response to changes in demand.
Imagine, if you will, that a pandemic strikes and that the demand for currency takes a sharp drop. The US imports less, people don't buy anything anymore, etc. If you can't print money, you get deflation, which is worsens everything. On the other hand, if you can make the money printers go brrrr you can stabilize the price
Having your currency be based on a fixed supply isn't just bad because in/deflation is hard to control.
It's also a national security risk...
The story of the guy who crashed gold prices in North Africa
In the 1200s, Mansa Munsa, the emperor of the Mali, was rich and a devout Muslim and wanted everyone to know it. So he embarked on a pilgrimage to make it rain all the way to Mecca.
He in fact made it rain so hard he increased the overall supply of gold and unintentionally crashed gold prices in Cairo by 20%, wreaking an economic havoc in North Africa that lasted a decade.
This story is fun, the larger point that having your inflation be at the mercy of foreign nations is an undesirable attribute in any currency. The US likes to call some countries currency manipulators, but this problem would be serious under a gold standard.

Currencies are based on trust

Since the USD is based on nothing except the US government's word, how can we trust USD not to be mismanaged?
The answer is that you can probably trust the fed until political stooges get put in place. Currently, the US's central bank managing the USD, the Federal Reserve (the Fed for friends & family), has administrative authority. The fed can say "no" to dumb requests from the president.
People who have no idea what the fed does like to chant "audit the fed", but the fed is already one of the best audited US federal entities. The transcripts of all their meetings are out in the open. As is their balance sheet, what they plan to do and why. If the US should audit anything it's the Department of Defense which operates without any accounting at all.
It's easy to see when a central bank will go rogue: it's when political yes-men are elected to the board.
For example, before printing themselves into hyperinflation, the Venezuelan president appointed a sociologist who publicly stated “Inflation does not exist in real life” and instead is a made up capitalist lie. Note what happened mere months after his gaining control over the Venezuelan currency
This is a key policy. One paper I really like, Sargent (1984) "The end of 4 big inflations" states:
The essential measures that ended hyperinflation in each of Germany,Austria, Hungary, and Poland were, first, the creation of an independentcentral bank that was legally committed to refuse the government'sdemand or additional unsecured credit and, second, a simultaneousalteration in the fiscal policy regime.
In english: *hyperinflation stops when the central bank can say "no" to the government."
The US Fed, like other well good central banks, is run by a bunch of nerds. When it prints money, even as aggressively as it has it does so for good reasons. You can see why they started printing on March 15th as the COVID lockdowns started:
The Federal Reserve is prepared to use its full range of tools to support the flow of credit to households and businesses and thereby promote its maximum employment and price stability goals.
In english: We're going to keep printing and lowering rates until jobs are back and inflation is under control. If we print until the sun is blotted out, we'll print in the shade.

BTC is not gold

Gold is a good asset for doomsday-preppers. If society crashes, gold will still have value.
How do we know that?
Gold has held value throughout multiple historic catastrophes over thousands of years. It had value before and after the Bronze Age Collapse, the Fall of the Western Roman Empire and Gengis Khan being Gengis Khan.
Even if you erased humanity and started over, the new humans would still find gold to be economically valuable. When Europeans d̶i̶s̶c̶o̶v̶e̶r̶e̶d̶ c̶o̶n̶q̶u̶e̶r̶e̶d̶ g̶e̶n̶o̶c̶i̶d̶e̶d̶ went to America, they found gold to be an important item over there too. This is about equivalent to finding humans on Alpha-Centauri and learning that they think gold is a good store of value as well.
Some people are puzzled at this: we don't even use gold for much! But it has great properties:
First, gold is hard to fake and impossible to manufacture. This makes it good to ascertain payment.
Second, gold doesnt react to oxygen, so it doesn't rust or tarnish. So it keeps value over time unlike most other materials.
Last, gold is pretty. This might sound frivolous, and you may not like it, but jewelry has actual value to humans.
It's no coincidence if you look at a list of the wealthiest families, a large number of them trade in luxury goods.
To paraphrase Veblen humans have a profound desire to signal social status, for the same reason peacocks have unwieldy tails. Gold is a great way to achieve that.
On the other hand, BTC lacks all these attributes. Its value is largely based on common perception of value. There are a few fundamental drivers of demand:
Apart from these, it's hard to argue that BTC will retain value throughout some sort of economic catastrophe.

BTC is really risky

One last statement from Michael Saylor I take offense to is this:
“We feel pretty confident that Bitcoin is less risky than holding cash, less risky than holding gold,” MicroStrategy CEO said in an interview
"BTC is less risky than holding cash or gold long term" is nonsense. We saw before that BTC is more volatile on face value, and that as long as the Fed isn't run by spider monkeys stacked in a trench coat, the inflation is likely to be within reasonable bounds.
But on top of this, BTC has Abrupt downside risks that normal currencies don't. Let's imagine a few:

Blockchain solutions are fundamentally inefficient

Blockchain was a genius idea. I still marvel at the initial white paper which is a great mix of economics and computer science.
That said, blockchain solutions make large tradeoffs in design because they assume almost no trust between parties. This leads to intentionally wasteful designs on a massive scale.
The main problem is that all transactions have to be validated by expensive computational operations and double checked by multiple parties. This means waste:
Many design problems can be mitigated by various improvements over BTC, but it remains that a simple database always works better than a blockchain if you can trust the parties to the transaction.
submitted by VodkaHaze to badeconomics [link] [comments]

The Fed's Losing Battle with Technological Deflation

PART 1/4 - FREE MARKET?
First off, let's set the scene.
The stock market is telling you nothing about the real economy anymore.
Economic fundamentals have never mattered as little for the stock market as has been the case during this 11-year bull market.
The correlation between gross-domestic-product growth and the direction of the S&P 500 Index has only been 7% in this cycle - historically it has been 30% to 70%.
Why?
Well, it is the Central Banks, led by the Fed, who printed their way out of the Recession in '08.
In doing so, they have papered over the cracks, and we have seen the longest economic expansion in US history.
However, this is not a particularly meritocratic process: money creation itself increases inequality via the Cantillon Effect, as money printing leads to asset price inflation, which disproportionately benefits the rich and hurts the poor.
Former Federal Reserve Chairman Paul Volcker told the New York Times in 2018:
“The central issue is we’re developing into a plutocracy. We’ve got an enormous number of enormously rich people that have convinced themselves that they’re rich because they’re smart and constructive."
The reality of course is that this is largely not the case - it is because the game is rigged in their favour.
Now, it is important to emphasise the fact that the path we have taken has resulted in the highest living standards we have seen in human history.
However, the issue, particularly since the US completely abandoned the gold standard in 1971, is that debt has exploded to obscene levels.
We are not operating in a free market if it takes $185 trillion of debt over the last 20 years to create 'growth'.
In fact, the global debt to GDP ratio hit an all-time high of 322% in the third quarter of 2019.
Inflation means that your dollar loses value and thus your purchasing power goes down.
Deflation means that the value of your dollar goes up and your purchasing power goes up.
That's a good thing right? You get more goods and services for less.
Well, no.
If you have deflation, debt explodes in real terms and you can never pay it back.
As the economy is based on debt, if you allow deflation, then you have to reset the debt.
This is why central banks fear deflation so much.
However, the major force driving the human race is technological progress - and this stops for no mortal...
PART 2/4 - TECHNOLOGICAL DEFLATION:
The increased abundance created by technology will result in massive job losses.
Throughout history, doom porn enthusiasts have screamed that the machines are coming for jobs. This is not a new phenomenon.
All technological revolutions are deflationary - since they create "supply side shocks", meaning that they allow for more intensive use of resources and thus higher production. With more goods being produced, all other things being equal, the price of those goods will fall.
In the last 20 years or so, software has disrupted and replaced many established goods and services.
It is in the next 20 years that another disruptive technology is set to take the stage: AI
According to Steve Schwarzman, the co-founder and CEO of The Blackstone Group who has a net worth of $17.6BN:
"This is going to touch everyone's life....you're not going to be able to get away from this technology"
Moreover, this virus will only accelerate this trend towards tech. Zoom is a fantastic example of exactly this.
Old legacy economic systems were not built for this tech deflation, and the thing about exponential growth is that we humans do not intuitively understand it.
As an example, if you folded a piece of paper 51 times, of course you can only fold it seven times, but if you could fold it 51 times, it would reach the Sun!
PART 3/4 - IMPLICATIONS FOR SOCIETY:
The question is: how does this play out?
In the long term, it is the fundamental structure of the economic system that has a significant impact on people's lives, not who is President for 4 to 8 years.
In reality, politicians have limited power and are effectively all puppets. We have seen what happens when a President doesn't stay in their lane...
One could argue that the two main mechanisms of control are:
  1. Divide and Conquer and
  2. Order from Chaos
As we have seen many times in the past, herd psychology is worryingly easy to manipulate...
Speaking of the censorship, in his book Antifragile, Nassim Taleb discusses the anti fragility of information.
Information feeds more on attempts to harm it than it does on efforts to promote it.
A fantastic example of this process is what has happened with London Real: they were banned on LinkedIn and David Icke's interview was censored. Now, regardless of what you think of this particular channel or your thoughts on David Icke and the theories provided, censoring information in this way actually spreads it more virally.
It's fascinating to observe how many views the videos regarding the bans and censorship have relative to the others. And the impact this has had on subscribers.
It is always easier to blame a bigger enemy (or create a new one) rather than to admit it's a structural problem.
Therefore, you avoid short term pain...whatever the cost.
The real question is if and when this situation will lead to social unrest...
PART 4/4 - INTELLECTUAL CAPITALISM:
The depth and width of jobs impacted by AI will continue to increase in the future.
Now this will not necessarily happen straight away.
However, our transition from commodity capitalism to intellectual capitalism is inevitable and the people and nations who fight against this trend will be on the wrong side of history.
From a practical investment perspective, and disclaimer this is not investment advice, network effects are a crucial aspect to consider moving forwards.
Essentially, this means that the value of the network increases with each additional user - all of the tech monopolies have exhibited this property.
An asset which could in time demonstrate very strong network effects is Bitcoin.
Looking at the market cap relative to other asset classes, Bitcoin provides an asymmetric investment opportunity.
Only time will tell...
https://www.youtube.com/watch?v=7nFbKzt-uwE
submitted by financeoptimum to Bitcoin [link] [comments]

Discovery World gets a lifeline from its chairman... shareholders get diluted (Friday, Oct 23)

Happy Friday, Barkada --

The PSE closed up 66 points to 6345 ▲1.1%.

The PSE has had a nice little 7.5% run the past 5 trading days, let's see how the week closes out. Remember, Converge IPO is on Tuesday!
Shout-out to all the bitcoin hodlers out there. The recent run-up in price (up over US$13k today) must feel nice after Paypal announced it would incorporate crypto transactions into its payment platform (after being anti-crypto for a very very long time).
Happy weekend!

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submitted by DuncnIdahosBandurria to phinvest [link] [comments]

The Fed's Losing Battle with Technological Deflation

PART 1/4 - FREE MARKET?
First off, let's set the scene.
The stock market is telling you nothing about the real economy anymore.
Economic fundamentals have never mattered as little for the stock market as has been the case during this 11-year bull market.
The correlation between gross-domestic-product growth and the direction of the S&P 500 Index has only been 7% in this cycle - historically it has been 30% to 70%.
Why?
Well, it is the Central Banks, led by the Fed, who printed their way out of the Recession in '08.
In doing so, they have papered over the cracks, and we have seen the longest economic expansion in US history.
However, this is not a particularly meritocratic process: money creation itself increases inequality via the Cantillon Effect, as money printing leads to asset price inflation, which disproportionately benefits the rich and hurts the poor.
Former Federal Reserve Chairman Paul Volcker told the New York Times in 2018:
“The central issue is we’re developing into a plutocracy. We’ve got an enormous number of enormously rich people that have convinced themselves that they’re rich because they’re smart and constructive."
The reality of course is that this is largely not the case - it is because the game is rigged in their favour.
Now, it is important to emphasise the fact that the path we have taken has resulted in the highest living standards we have seen in human history.
However, the issue, particularly since the US completely abandoned the gold standard in 1971, is that debt has exploded to obscene levels.
We are not operating in a free market if it takes $185 trillion of debt over the last 20 years to create 'growth'.
In fact, the global debt to GDP ratio hit an all-time high of 322% in the third quarter of 2019.
Inflation means that your dollar loses value and thus your purchasing power goes down.
Deflation means that the value of your dollar goes up and your purchasing power goes up.
That's a good thing right? You get more goods and services for less.
Well, no.
If you have deflation, debt explodes in real terms and you can never pay it back.
As the economy is based on debt, if you allow deflation, then you have to reset the debt.
This is why central banks fear deflation so much.
However, the major force driving the human race is technological progress - and this stops for no mortal...
PART 2/4 - TECHNOLOGICAL DEFLATION:
The increased abundance created by technology will result in massive job losses.
Throughout history, doom porn enthusiasts have screamed that the machines are coming for jobs. This is not a new phenomenon.
All technological revolutions are deflationary - since they create "supply side shocks", meaning that they allow for more intensive use of resources and thus higher production. With more goods being produced, all other things being equal, the price of those goods will fall.
In the last 20 years or so, software has disrupted and replaced many established goods and services.
It is in the next 20 years that another disruptive technology is set to take the stage: AI
According to Steve Schwarzman, the co-founder and CEO of The Blackstone Group who has a net worth of $17.6BN:
"This is going to touch everyone's life....you're not going to be able to get away from this technology"
Moreover, this virus will only accelerate this trend towards tech. Zoom is a fantastic example of exactly this.
Old legacy economic systems were not built for this tech deflation, and the thing about exponential growth is that we humans do not intuitively understand it.
As an example, if you folded a piece of paper 51 times, of course you can only fold it seven times, but if you could fold it 51 times, it would reach the Sun!
PART 3/4 - IMPLICATIONS FOR SOCIETY:
The question is: how does this play out?
In the long term, it is the fundamental structure of the economic system that has a significant impact on people's lives, not who is President for 4 to 8 years.
In reality, politicians have limited power and are effectively all puppets. We have seen what happens when a President doesn't stay in their lane...
One could argue that the two main mechanisms of control are:
  1. Divide and Conquer and
  2. Order from Chaos
As we have seen many times in the past, herd psychology is worryingly easy to manipulate...
Speaking of the censorship, in his book Antifragile, Nassim Taleb discusses the anti fragility of information.
Information feeds more on attempts to harm it than it does on efforts to promote it.
A fantastic example of this process is what has happened with London Real: they were banned on LinkedIn and David Icke's interview was censored. Now, regardless of what you think of this particular channel or your thoughts on David Icke and the theories provided, censoring information in this way actually spreads it more virally.
It's fascinating to observe how many views the videos regarding the bans and censorship have relative to the others. And the impact this has had on subscribers.
It is always easier to blame a bigger enemy (or create a new one) rather than to admit it's a structural problem.
Therefore, you avoid short term pain...whatever the cost.
The real question is if and when this situation will lead to social unrest...
PART 4/4 - INTELLECTUAL CAPITALISM:
The depth and width of jobs impacted by AI will continue to increase in the future.
Now this will not necessarily happen straight away.
However, our transition from commodity capitalism to intellectual capitalism is inevitable and the people and nations who fight against this trend will be on the wrong side of history.
From a practical investment perspective, and disclaimer this is not investment advice, network effects are a crucial aspect to consider moving forwards.
Essentially, this means that the value of the network increases with each additional user - all of the tech monopolies have exhibited this property.
An asset which could in time demonstrate very strong network effects is Bitcoin.
Looking at the market cap relative to other asset classes, Bitcoin provides an asymmetric investment opportunity.
Only time will tell...
https://www.youtube.com/watch?v=7nFbKzt-uwE
submitted by financeoptimum to CryptoCurrency [link] [comments]

The Fed's Losing Battle with Technological Deflation

PART 1/4 - FREE MARKET?
First off, let's set the scene.
The stock market is telling you nothing about the real economy anymore.
Economic fundamentals have never mattered as little for the stock market as has been the case during this 11-year bull market.
The correlation between gross-domestic-product growth and the direction of the S&P 500 Index has only been 7% in this cycle - historically it has been 30% to 70%.
Why?
Well, it is the Central Banks, led by the Fed, who printed their way out of the Recession in '08.
In doing so, they have papered over the cracks, and we have seen the longest economic expansion in US history.
However, this is not a particularly meritocratic process: money creation itself increases inequality via the Cantillon Effect, as money printing leads to asset price inflation, which disproportionately benefits the rich and hurts the poor.
Former Federal Reserve Chairman Paul Volcker told the New York Times in 2018:
“The central issue is we’re developing into a plutocracy. We’ve got an enormous number of enormously rich people that have convinced themselves that they’re rich because they’re smart and constructive."
The reality of course is that this is largely not the case - it is because the game is rigged in their favour.
Now, it is important to emphasise the fact that the path we have taken has resulted in the highest living standards we have seen in human history.
However, the issue, particularly since the US completely abandoned the gold standard in 1971, is that debt has exploded to obscene levels.
We are not operating in a free market if it takes $185 trillion of debt over the last 20 years to create 'growth'.
In fact, the global debt to GDP ratio hit an all-time high of 322% in the third quarter of 2019.
Inflation means that your dollar loses value and thus your purchasing power goes down.
Deflation means that the value of your dollar goes up and your purchasing power goes up.
That's a good thing right? You get more goods and services for less.
Well, no.
If you have deflation, debt explodes in real terms and you can never pay it back.
As the economy is based on debt, if you allow deflation, then you have to reset the debt.
This is why central banks fear deflation so much.
However, the major force driving the human race is technological progress - and this stops for no mortal...
PART 2/4 - TECHNOLOGICAL DEFLATION:
The increased abundance created by technology will result in massive job losses.
Throughout history, doom porn enthusiasts have screamed that the machines are coming for jobs. This is not a new phenomenon.
All technological revolutions are deflationary - since they create "supply side shocks", meaning that they allow for more intensive use of resources and thus higher production. With more goods being produced, all other things being equal, the price of those goods will fall.
In the last 20 years or so, software has disrupted and replaced many established goods and services.
It is in the next 20 years that another disruptive technology is set to take the stage: AI
According to Steve Schwarzman, the co-founder and CEO of The Blackstone Group who has a net worth of $17.6BN:
"This is going to touch everyone's life....you're not going to be able to get away from this technology"
Moreover, this virus will only accelerate this trend towards tech. Zoom is a fantastic example of exactly this.
Old legacy economic systems were not built for this tech deflation, and the thing about exponential growth is that we humans do not intuitively understand it.
As an example, if you folded a piece of paper 51 times, of course you can only fold it seven times, but if you could fold it 51 times, it would reach the Sun!
PART 3/4 - IMPLICATIONS FOR SOCIETY:
The question is: how does this play out?
In the long term, it is the fundamental structure of the economic system that has a significant impact on people's lives, not who is President for 4 to 8 years.
In reality, politicians have limited power and are effectively all puppets. We have seen what happens when a President doesn't stay in their lane...
One could argue that the two main mechanisms of control are:
  1. Divide and Conquer and
  2. Order from Chaos
As we have seen many times in the past, herd psychology is worryingly easy to manipulate...
Speaking of the censorship, in his book Antifragile, Nassim Taleb discusses the anti fragility of information.
Information feeds more on attempts to harm it than it does on efforts to promote it.
A fantastic example of this process is what has happened with London Real: they were banned on LinkedIn and David Icke's interview was censored. Now, regardless of what you think of this particular channel or your thoughts on David Icke and the theories provided, censoring information in this way actually spreads it more virally.
It's fascinating to observe how many views the videos regarding the bans and censorship have relative to the others. And the impact this has had on subscribers.
It is always easier to blame a bigger enemy (or create a new one) rather than to admit it's a structural problem.
Therefore, you avoid short term pain...whatever the cost.
The real question is if and when this situation will lead to social unrest...
PART 4/4 - INTELLECTUAL CAPITALISM:
The depth and width of jobs impacted by AI will continue to increase in the future.
Now this will not necessarily happen straight away.
However, our transition from commodity capitalism to intellectual capitalism is inevitable and the people and nations who fight against this trend will be on the wrong side of history.
From a practical investment perspective, and disclaimer this is not investment advice, network effects are a crucial aspect to consider moving forwards.
Essentially, this means that the value of the network increases with each additional user - all of the tech monopolies have exhibited this property.
An asset which could in time demonstrate very strong network effects is Bitcoin.
Looking at the market cap relative to other asset classes, Bitcoin provides an asymmetric investment opportunity.
Only time will tell...
https://www.youtube.com/watch?v=7nFbKzt-uwE
submitted by financeoptimum to investing_discussion [link] [comments]

Eth 2.0 vs Polkadot and other musings by a fundamental investor

Spent about two hours on this post and I decided it would help the community if I made it more visible. Comment was made as a response to this
I’m trying to avoid falling into a maximalist mindset over time. This isn’t a 100% ETH question, but I’m trying to stay educated about emerging tech.
Can someone help me see the downsides of diversifying into DOTs?
I know Polkadot is more centralized, VC backed, and generally against our ethos here. On chain governance might introduce some unknown risks. What else am I missing?
I see a bunch of posts about how Ethereum and Polkadot can thrive together, but are they not both L1 competitors?
Response:
What else am I missing?
The upsides.
Most of the guys responding to you here are full Eth maxis who drank the Parity is bad koolaid. They are married to their investment and basically emotional / tribal in an area where you should have a cool head. Sure, you might get more upvotes on Reddit if you do and say what the crowd wants, but do you want upvotes and fleeting validation or do you want returns on your investment? Do you want to be these guys or do you want to be the shareholder making bank off of those guys?
Disclaimer: I'm both an Eth whale and a Dot whale, and have been in crypto for close to a decade now. I originally bought ether sub $10 after researching it for at least a thousand hours. Rode to $1500 and down to $60. Iron hands - my intent has always been to reconsider my Eth position after proof of stake is out. I invested in the 2017 Dot public sale with the plan of flipping profits back to Eth but keeping Dots looks like the right short and long term play now. I am not a trader, I just take a deep tech dive every couple of years and invest in fundamentals.
Now as for your concerns:
I know Polkadot is more centralized
The sad truth is that the market doesn't really care about this. At all. There is no real statistic to show at what point a coin is "decentralized" or "too centralized". For example, bitcoin has been completely taken over by Chinese mining farms for about five years now. Last I checked, they control above 85% of the hashing power, they just spread it among different mining pools to make it look decentralized. They have had the ability to fake or block transactions for all this time but it has never been in their best interest to do so: messing with bitcoin in that way would crash its price, therefore their bitcoin holdings, their mining equipment, and their company stock (some of them worth billions) would evaporate. So they won't do it due to economics, but not because they can't.
That is the major point I want to get across; originally Bitcoin couldn't be messed with because it was decentralized, but now Bitcoin is centralized but it's still not messed with due to economics. It is basically ChinaCoin at this point, but the market doesn't care, and it still enjoys over 50% of the total crypto market cap.
So how does this relate to Polkadot? Well fortunately most chains - Ethereum included - are working towards proof of stake. This is obviously better for the environment, but it also has a massive benefit for token holders. If a hostile party wanted to take over a proof of stake chain they'd have to buy up a massive share of the network. The moment they force through a malicious transaction a proof of stake blockchain has the option to fork them off. It would be messy for a few days, but by the end of the week the hostile party would have a large amount of now worthless tokens, and the proof of stake community would have moved on to a version of the blockchain where the hostile party's tokens have been slashed to zero. So not only does the market not care about centralization (Bitcoin example), but proof of stake makes token holders even safer.
That being said, Polkadot's "centralization" is not that far off to Ethereum. The Web3 foundation kept 30% of the Dots while the Ethereum Foundation kept 17%. There are whales in Polkadot but Ethereum has them too - 40% of all genesis Ether went to 100 wallets, and many suspect that the original Ethereum ICO was sybiled to make it look more popular and decentralized than it really was. But you don't really care about that do you? Neither do I. Whales are a fact of life.
VC backed
VCs are part of the crypto game now. There is no way to get rid of them, and there is no real reason why you should want to get rid of them. They put their capital at risk (same as you and me) and seek returns on their investment (same as you and me). They are both in Polkadot and Ethereum, and have been for years now. I have no issue with them as long as they don't play around with insider information, but that is another topic. To be honest, I would be worried if VCs did not endorse chains I'm researching, but maybe that's because my investing style isn't chasing hype and buying SUSHI style tokens from anonymous (at the time) developers. That's just playing hot potato. But hey, some people are good at that.
As to the amount of wallets that participated in the Polkadot ICO: a little known fact is that more individual wallets participated in Polkadot's ICO than Ethereum's, even though Polkadot never marketed their ICO rounds due to regulatory reasons.
generally against our ethos here
Kool aid.
Some guy that works(ed?) at Parity (who employs what, 200+ people?) correctly said that Ethereum is losing its tech lead and that offended the Ethereum hivemind. Oh no. So controversial. I'm so personally hurt by that.
Some guy that has been working for free on Ethereum basically forever correctly said that Polkadot is taking the blockchain tech crown. Do we A) Reflect on why he said that? or B) Rally the mob to chase him off?
"I did not quit social media, I quit Ethereum. I did not go dark, I just left the community. I am no longer coordinating hard forks, building testnets, or contributing otherwise. I did not work on Polkadot, I never did, I worked on Ethereum. I did not hate Ethereum, I loved it."
Also Parity locked their funds (and about 500+ other wallets not owned by them) and proposed a solution to recover them. When the community voted no they backed off and did not fork the chain, even if they had the influence to do so. For some reason this subreddit hates them for that, even if Parity did the 100% moral thing to do. Remember, 500+ other teams or people had their funds locked, so Parity was morally bound to try its best to recover them.
Its just lame drama to be honest. Nothing to do with ethos, everything to do with emotional tribalism.
Now for the missing upsides (I'll also respond to random fragments scattered in the thread):
This isn’t a 100% ETH question, but I’m trying to stay educated about emerging tech.
A good quick intro to Eth's tech vs Polkadot's tech can be found on this thread, especially this reply. That thread is basically mandatory reading if you care about your investment.
Eth 2.0's features will not really kick in for end users until about 2023. That means every dapp (except DeFI, where the fees make sense due to returns and is leading the fee market) who built on Eth's layer 1 are dead for three years. Remember the trading card games... Gods Unchained? How many players do you think are going to buy and sell cards when the transaction fee is worth more than the cards? All that development is now practically worthless until it can migrate to its own shard. This story repeats for hundreds of other dapp teams who's projects are now priced out for three years. So now they either have to migrate to a one of the many unpopulated L2 options (which have their own list of problems and risks, but that's another topic) or they look for another platform, preferably one interoperable with Ethereum. Hence Polkadot's massive growth in developer activity. If you check out https://polkaproject.com/ you'll see 205 projects listed at the time of this post. About a week ago they had 202 listed. That means about one team migrated from another tech stack to build on Polkadot every two days, and trust me, many more will come in when parachains are finally activated, and it will be a complete no brainer when Polkadot 2.0 is released.
Another huge upside for Polkadot is the Initial Parachain Offerings. Polkadot's version of ICOs. The biggest difference is that you can vote for parachains using your Dots to bind them to the relay chain, and you get some of the parachain's tokens in exchange. After a certain amount of time you get your Dots back. The tokenomics here are impressive: Dots are locked (reduced supply) instead of sold (sell pressure) and you still earn your staking rewards. There's no risk of scammers running away with your Ether and the governance mechanism allows for the community to defund incompetent devs who did not deliver what was promised.
Wouldn’t an ETH shard on Polkadot gain a bunch of scaling benefits that we won’t see natively for a couple years?
Yes. That is correct. Both Edgeware and Moonbeam are EVM compatible. And if the original dapp teams don't migrate their projects someone else will fork them, exactly like SUSHI did to Uniswap, and how Acala is doing to MakerDao.
Although realistically Ethereum has a 5 yr headstart and devs haven't slowed down at all
Ethereum had a five year head start but it turns out that Polkadot has a three year tech lead.
Just because it's "EVM Compatible" doesn't mean you can just plug Ethereum into Polkadot or vica versa, it just means they both understand Ethereum bytecode and you can potentially copy/paste contracts from Ethereum to Polkadot, but you'd still need to add a "bridge" between the 2 chains, so it adds additional complexity and extra steps compared to using any of the existing L2 scaling solutions
That only applies of you are thinking from an Eth maximalist perspective. But if you think from Polkadot's side, why would you need to use the bridge back to Ethereum at all? Everything will be seamless, cheaper, and quicker once the ecosystem starts to flourish.
I see a bunch of posts about how Ethereum and Polkadot can thrive together, but are they not both L1 competitors?
They are competitors. Both have their strategies, and both have their strengths (tech vs time on the market) but they are clearly competing in my eyes. Which is a good thing, Apple and Samsung competing in the cell phone market just leads to more innovation for consumers. You can still invest in both if you like.
Edit - link to post and the rest of the conversation: https://www.reddit.com/ethfinance/comments/iooew6/daily_general_discussion_september_8_2020/g4h5yyq/
Edit 2 - one day later PolkaProject count is 210. Devs are getting the hint :)
submitted by redditsucks_goruqqus to polkadot_market [link] [comments]

The Fed's Losing Battle with Technological Deflation

PART 1/4 - FREE MARKET?
First off, let's set the scene.
The stock market is telling you nothing about the real economy anymore.
Economic fundamentals have never mattered as little for the stock market as has been the case during this 11-year bull market.
The correlation between gross-domestic-product growth and the direction of the S&P 500 Index has only been 7% in this cycle - historically it has been 30% to 70%.
Why?
Well, it is the Central Banks, led by the Fed, who printed their way out of the Recession in '08.
In doing so, they have papered over the cracks, and we have seen the longest economic expansion in US history.
However, this is not a particularly meritocratic process: money creation itself increases inequality via the Cantillon Effect, as money printing leads to asset price inflation, which disproportionately benefits the rich and hurts the poor.
Former Federal Reserve Chairman Paul Volcker told the New York Times in 2018:
“The central issue is we’re developing into a plutocracy. We’ve got an enormous number of enormously rich people that have convinced themselves that they’re rich because they’re smart and constructive."
The reality of course is that this is largely not the case - it is because the game is rigged in their favour.
Now, it is important to emphasise the fact that the path we have taken has resulted in the highest living standards we have seen in human history.
However, the issue, particularly since the US completely abandoned the gold standard in 1971, is that debt has exploded to obscene levels.
We are not operating in a free market if it takes $185 trillion of debt over the last 20 years to create 'growth'.
In fact, the global debt to GDP ratio hit an all-time high of 322% in the third quarter of 2019.
Inflation means that your dollar loses value and thus your purchasing power goes down.
Deflation means that the value of your dollar goes up and your purchasing power goes up.
That's a good thing right? You get more goods and services for less.
Well, no.
If you have deflation, debt explodes in real terms and you can never pay it back.
As the economy is based on debt, if you allow deflation, then you have to reset the debt.
This is why central banks fear deflation so much.
However, the major force driving the human race is technological progress - and this stops for no mortal...
PART 2/4 - TECHNOLOGICAL DEFLATION:
The increased abundance created by technology will result in massive job losses.
Throughout history, doom porn enthusiasts have screamed that the machines are coming for jobs. This is not a new phenomenon.
All technological revolutions are deflationary - since they create "supply side shocks", meaning that they allow for more intensive use of resources and thus higher production. With more goods being produced, all other things being equal, the price of those goods will fall.
In the last 20 years or so, software has disrupted and replaced many established goods and services.
It is in the next 20 years that another disruptive technology is set to take the stage: AI
According to Steve Schwarzman, the co-founder and CEO of The Blackstone Group who has a net worth of $17.6BN:
"This is going to touch everyone's life....you're not going to be able to get away from this technology"
Moreover, this virus will only accelerate this trend towards tech. Zoom is a fantastic example of exactly this.
Old legacy economic systems were not built for this tech deflation, and the thing about exponential growth is that we humans do not intuitively understand it.
As an example, if you folded a piece of paper 51 times, of course you can only fold it seven times, but if you could fold it 51 times, it would reach the Sun!
PART 3/4 - IMPLICATIONS FOR SOCIETY:
The question is: how does this play out?
In the long term, it is the fundamental structure of the economic system that has a significant impact on people's lives, not who is President for 4 to 8 years.
In reality, politicians have limited power and are effectively all puppets. We have seen what happens when a President doesn't stay in their lane...
One could argue that the two main mechanisms of control are:
  1. Divide and Conquer and
  2. Order from Chaos
As we have seen many times in the past, herd psychology is worryingly easy to manipulate...
Speaking of the censorship, in his book Antifragile, Nassim Taleb discusses the anti fragility of information.
Information feeds more on attempts to harm it than it does on efforts to promote it.
A fantastic example of this process is what has happened with London Real: they were banned on LinkedIn and David Icke's interview was censored. Now, regardless of what you think of this particular channel or your thoughts on David Icke and the theories provided, censoring information in this way actually spreads it more virally.
It's fascinating to observe how many views the videos regarding the bans and censorship have relative to the others. And the impact this has had on subscribers.
It is always easier to blame a bigger enemy (or create a new one) rather than to admit it's a structural problem.
Therefore, you avoid short term pain...whatever the cost.
The real question is if and when this situation will lead to social unrest...
PART 4/4 - INTELLECTUAL CAPITALISM:
The depth and width of jobs impacted by AI will continue to increase in the future.
Now this will not necessarily happen straight away.
However, our transition from commodity capitalism to intellectual capitalism is inevitable and the people and nations who fight against this trend will be on the wrong side of history.
From a practical investment perspective, and disclaimer this is not investment advice, network effects are a crucial aspect to consider moving forwards.
Essentially, this means that the value of the network increases with each additional user - all of the tech monopolies have exhibited this property.
An asset which could in time demonstrate very strong network effects is Bitcoin.
Looking at the market cap relative to other asset classes, Bitcoin provides an asymmetric investment opportunity.
Only time will tell...
https://www.youtube.com/watch?v=7nFbKzt-uwE
submitted by financeoptimum to InvestmentEducation [link] [comments]

The Fed's Losing Battle with Technological Deflation

PART 1/4 - FREE MARKET?
First off, let's set the scene.
The stock market is telling you nothing about the real economy anymore.
Economic fundamentals have never mattered as little for the stock market as has been the case during this 11-year bull market.
The correlation between gross-domestic-product growth and the direction of the S&P 500 Index has only been 7% in this cycle - historically it has been 30% to 70%.
Why?
Well, it is the Central Banks, led by the Fed, who printed their way out of the Recession in '08.
In doing so, they have papered over the cracks, and we have seen the longest economic expansion in US history.
However, this is not a particularly meritocratic process: money creation itself increases inequality via the Cantillon Effect, as money printing leads to asset price inflation, which disproportionately benefits the rich and hurts the poor.
Former Federal Reserve Chairman Paul Volcker told the New York Times in 2018:
“The central issue is we’re developing into a plutocracy. We’ve got an enormous number of enormously rich people that have convinced themselves that they’re rich because they’re smart and constructive."
The reality of course is that this is largely not the case - it is because the game is rigged in their favour.
Now, it is important to emphasise the fact that the path we have taken has resulted in the highest living standards we have seen in human history.
However, the issue, particularly since the US completely abandoned the gold standard in 1971, is that debt has exploded to obscene levels.
We are not operating in a free market if it takes $185 trillion of debt over the last 20 years to create 'growth'.
In fact, the global debt to GDP ratio hit an all-time high of 322% in the third quarter of 2019.
Inflation means that your dollar loses value and thus your purchasing power goes down.
Deflation means that the value of your dollar goes up and your purchasing power goes up.
That's a good thing right? You get more goods and services for less.
Well, no.
If you have deflation, debt explodes in real terms and you can never pay it back.
As the economy is based on debt, if you allow deflation, then you have to reset the debt.
This is why central banks fear deflation so much.
However, the major force driving the human race is technological progress - and this stops for no mortal...
PART 2/4 - TECHNOLOGICAL DEFLATION:
The increased abundance created by technology will result in massive job losses.
Throughout history, doom porn enthusiasts have screamed that the machines are coming for jobs. This is not a new phenomenon.
All technological revolutions are deflationary - since they create "supply side shocks", meaning that they allow for more intensive use of resources and thus higher production. With more goods being produced, all other things being equal, the price of those goods will fall.
In the last 20 years or so, software has disrupted and replaced many established goods and services.
It is in the next 20 years that another disruptive technology is set to take the stage: AI
According to Steve Schwarzman, the co-founder and CEO of The Blackstone Group who has a net worth of $17.6BN:
"This is going to touch everyone's life....you're not going to be able to get away from this technology"
Moreover, this virus will only accelerate this trend towards tech. Zoom is a fantastic example of exactly this.
Old legacy economic systems were not built for this tech deflation, and the thing about exponential growth is that we humans do not intuitively understand it.
As an example, if you folded a piece of paper 51 times, of course you can only fold it seven times, but if you could fold it 51 times, it would reach the Sun!
PART 3/4 - IMPLICATIONS FOR SOCIETY:
The question is: how does this play out?
In the long term, it is the fundamental structure of the economic system that has a significant impact on people's lives, not who is President for 4 to 8 years.
In reality, politicians have limited power and are effectively all puppets. We have seen what happens when a President doesn't stay in their lane...
One could argue that the two main mechanisms of control are:
  1. Divide and Conquer and
  2. Order from Chaos
As we have seen many times in the past, herd psychology is worryingly easy to manipulate...
Speaking of the censorship, in his book Antifragile, Nassim Taleb discusses the anti fragility of information.
Information feeds more on attempts to harm it than it does on efforts to promote it.
A fantastic example of this process is what has happened with London Real: they were banned on LinkedIn and David Icke's interview was censored. Now, regardless of what you think of this particular channel or your thoughts on David Icke and the theories provided, censoring information in this way actually spreads it more virally.
It's fascinating to observe how many views the videos regarding the bans and censorship have relative to the others. And the impact this has had on subscribers.
It is always easier to blame a bigger enemy (or create a new one) rather than to admit it's a structural problem.
Therefore, you avoid short term pain...whatever the cost.
The real question is if and when this situation will lead to social unrest...
PART 4/4 - INTELLECTUAL CAPITALISM:
The depth and width of jobs impacted by AI will continue to increase in the future.
Now this will not necessarily happen straight away.
However, our transition from commodity capitalism to intellectual capitalism is inevitable and the people and nations who fight against this trend will be on the wrong side of history.
From a practical investment perspective, and disclaimer this is not investment advice, network effects are a crucial aspect to consider moving forwards.
Essentially, this means that the value of the network increases with each additional user - all of the tech monopolies have exhibited this property.
An asset which could in time demonstrate very strong network effects is Bitcoin.
Looking at the market cap relative to other asset classes, Bitcoin provides an asymmetric investment opportunity.
Only time will tell...
https://www.youtube.com/watch?v=7nFbKzt-uwE
submitted by financeoptimum to economy [link] [comments]

The Fed's Losing Battle with Technological Deflation

PART 1/4 - FREE MARKET?
First off, let's set the scene.
The stock market is telling you nothing about the real economy anymore.
Economic fundamentals have never mattered as little for the stock market as has been the case during this 11-year bull market.
The correlation between gross-domestic-product growth and the direction of the S&P 500 Index has only been 7% in this cycle - historically it has been 30% to 70%.
Why?
Well, it is the Central Banks, led by the Fed, who printed their way out of the Recession in '08.
In doing so, they have papered over the cracks, and we have seen the longest economic expansion in US history.
However, this is not a particularly meritocratic process: money creation itself increases inequality via the Cantillon Effect, as money printing leads to asset price inflation, which disproportionately benefits the rich and hurts the poor.
Former Federal Reserve Chairman Paul Volcker told the New York Times in 2018:
“The central issue is we’re developing into a plutocracy. We’ve got an enormous number of enormously rich people that have convinced themselves that they’re rich because they’re smart and constructive."
The reality of course is that this is largely not the case - it is because the game is rigged in their favour.
Now, it is important to emphasise the fact that the path we have taken has resulted in the highest living standards we have seen in human history.
However, the issue, particularly since the US completely abandoned the gold standard in 1971, is that debt has exploded to obscene levels.
We are not operating in a free market if it takes $185 trillion of debt over the last 20 years to create 'growth'.
In fact, the global debt to GDP ratio hit an all-time high of 322% in the third quarter of 2019.
Inflation means that your dollar loses value and thus your purchasing power goes down.
Deflation means that the value of your dollar goes up and your purchasing power goes up.
That's a good thing right? You get more goods and services for less.
Well, no.
If you have deflation, debt explodes in real terms and you can never pay it back.
As the economy is based on debt, if you allow deflation, then you have to reset the debt.
This is why central banks fear deflation so much.
However, the major force driving the human race is technological progress - and this stops for no mortal...
PART 2/4 - TECHNOLOGICAL DEFLATION:
The increased abundance created by technology will result in massive job losses.
Throughout history, doom porn enthusiasts have screamed that the machines are coming for jobs. This is not a new phenomenon.
All technological revolutions are deflationary - since they create "supply side shocks", meaning that they allow for more intensive use of resources and thus higher production. With more goods being produced, all other things being equal, the price of those goods will fall.
In the last 20 years or so, software has disrupted and replaced many established goods and services.
It is in the next 20 years that another disruptive technology is set to take the stage: AI
According to Steve Schwarzman, the co-founder and CEO of The Blackstone Group who has a net worth of $17.6BN:
"This is going to touch everyone's life....you're not going to be able to get away from this technology"
Moreover, this virus will only accelerate this trend towards tech. Zoom is a fantastic example of exactly this.
Old legacy economic systems were not built for this tech deflation, and the thing about exponential growth is that we humans do not intuitively understand it.
As an example, if you folded a piece of paper 51 times, of course you can only fold it seven times, but if you could fold it 51 times, it would reach the Sun!
PART 3/4 - IMPLICATIONS FOR SOCIETY:
The question is: how does this play out?
In the long term, it is the fundamental structure of the economic system that has a significant impact on people's lives, not who is President for 4 to 8 years.
In reality, politicians have limited power and are effectively all puppets. We have seen what happens when a President doesn't stay in their lane...
One could argue that the two main mechanisms of control are:
  1. Divide and Conquer and
  2. Order from Chaos
As we have seen many times in the past, herd psychology is worryingly easy to manipulate...
Speaking of the censorship, in his book Antifragile, Nassim Taleb discusses the anti fragility of information.
Information feeds more on attempts to harm it than it does on efforts to promote it.
A fantastic example of this process is what has happened with London Real: they were banned on LinkedIn and David Icke's interview was censored. Now, regardless of what you think of this particular channel or your thoughts on David Icke and the theories provided, censoring information in this way actually spreads it more virally.
It's fascinating to observe how many views the videos regarding the bans and censorship have relative to the others. And the impact this has had on subscribers.
It is always easier to blame a bigger enemy (or create a new one) rather than to admit it's a structural problem.
Therefore, you avoid short term pain...whatever the cost.
The real question is if and when this situation will lead to social unrest...
PART 4/4 - INTELLECTUAL CAPITALISM:
The depth and width of jobs impacted by AI will continue to increase in the future.
Now this will not necessarily happen straight away.
However, our transition from commodity capitalism to intellectual capitalism is inevitable and the people and nations who fight against this trend will be on the wrong side of history.
From a practical investment perspective, and disclaimer this is not investment advice, network effects are a crucial aspect to consider moving forwards.
Essentially, this means that the value of the network increases with each additional user - all of the tech monopolies have exhibited this property.
An asset which could in time demonstrate very strong network effects is Bitcoin.
Looking at the market cap relative to other asset classes, Bitcoin provides an asymmetric investment opportunity.
Only time will tell...
https://www.youtube.com/watch?v=7nFbKzt-uwE
submitted by financeoptimum to Capitalism [link] [comments]

The Fed's Losing Battle with Technological Deflation

PART 1/4 - FREE MARKET?
First off, let's set the scene.
The stock market is telling you nothing about the real economy anymore.
Economic fundamentals have never mattered as little for the stock market as has been the case during this 11-year bull market.
The correlation between gross-domestic-product growth and the direction of the S&P 500 Index has only been 7% in this cycle - historically it has been 30% to 70%.
Why?
Well, it is the Central Banks, led by the Fed, who printed their way out of the Recession in '08.
In doing so, they have papered over the cracks, and we have seen the longest economic expansion in US history.
However, this is not a particularly meritocratic process: money creation itself increases inequality via the Cantillon Effect, as money printing leads to asset price inflation, which disproportionately benefits the rich and hurts the poor.
Former Federal Reserve Chairman Paul Volcker told the New York Times in 2018:
“The central issue is we’re developing into a plutocracy. We’ve got an enormous number of enormously rich people that have convinced themselves that they’re rich because they’re smart and constructive."
The reality of course is that this is largely not the case - it is because the game is rigged in their favour.
Now, it is important to emphasise the fact that the path we have taken has resulted in the highest living standards we have seen in human history.
However, the issue, particularly since the US completely abandoned the gold standard in 1971, is that debt has exploded to obscene levels.
We are not operating in a free market if it takes $185 trillion of debt over the last 20 years to create 'growth'.
In fact, the global debt to GDP ratio hit an all-time high of 322% in the third quarter of 2019.
Inflation means that your dollar loses value and thus your purchasing power goes down.
Deflation means that the value of your dollar goes up and your purchasing power goes up.
That's a good thing right? You get more goods and services for less.
Well, no.
If you have deflation, debt explodes in real terms and you can never pay it back.
As the economy is based on debt, if you allow deflation, then you have to reset the debt.
This is why central banks fear deflation so much.
However, the major force driving the human race is technological progress - and this stops for no mortal...
PART 2/4 - TECHNOLOGICAL DEFLATION:
The increased abundance created by technology will result in massive job losses.
Throughout history, doom porn enthusiasts have screamed that the machines are coming for jobs. This is not a new phenomenon.
All technological revolutions are deflationary - since they create "supply side shocks", meaning that they allow for more intensive use of resources and thus higher production. With more goods being produced, all other things being equal, the price of those goods will fall.
In the last 20 years or so, software has disrupted and replaced many established goods and services.
It is in the next 20 years that another disruptive technology is set to take the stage: AI
According to Steve Schwarzman, the co-founder and CEO of The Blackstone Group who has a net worth of $17.6BN:
"This is going to touch everyone's life....you're not going to be able to get away from this technology"
Moreover, this virus will only accelerate this trend towards tech. Zoom is a fantastic example of exactly this.
Old legacy economic systems were not built for this tech deflation, and the thing about exponential growth is that we humans do not intuitively understand it.
As an example, if you folded a piece of paper 51 times, of course you can only fold it seven times, but if you could fold it 51 times, it would reach the Sun!
PART 3/4 - IMPLICATIONS FOR SOCIETY:
The question is: how does this play out?
In the long term, it is the fundamental structure of the economic system that has a significant impact on people's lives, not who is President for 4 to 8 years.
In reality, politicians have limited power and are effectively all puppets. We have seen what happens when a President doesn't stay in their lane...
One could argue that the two main mechanisms of control are:
  1. Divide and Conquer and
  2. Order from Chaos
As we have seen many times in the past, herd psychology is worryingly easy to manipulate...
Speaking of the censorship, in his book Antifragile, Nassim Taleb discusses the anti fragility of information.
Information feeds more on attempts to harm it than it does on efforts to promote it.
A fantastic example of this process is what has happened with London Real: they were banned on LinkedIn and David Icke's interview was censored. Now, regardless of what you think of this particular channel or your thoughts on David Icke and the theories provided, censoring information in this way actually spreads it more virally.
It's fascinating to observe how many views the videos regarding the bans and censorship have relative to the others. And the impact this has had on subscribers.
It is always easier to blame a bigger enemy (or create a new one) rather than to admit it's a structural problem.
Therefore, you avoid short term pain...whatever the cost.
The real question is if and when this situation will lead to social unrest...
PART 4/4 - INTELLECTUAL CAPITALISM:
The depth and width of jobs impacted by AI will continue to increase in the future.
Now this will not necessarily happen straight away.
However, our transition from commodity capitalism to intellectual capitalism is inevitable and the people and nations who fight against this trend will be on the wrong side of history.
From a practical investment perspective, and disclaimer this is not investment advice, network effects are a crucial aspect to consider moving forwards.
Essentially, this means that the value of the network increases with each additional user - all of the tech monopolies have exhibited this property.
An asset which could in time demonstrate very strong network effects is Bitcoin.
Looking at the market cap relative to other asset classes, Bitcoin provides an asymmetric investment opportunity.
Only time will tell...
https://www.youtube.com/watch?v=7nFbKzt-uwE
submitted by financeoptimum to Money [link] [comments]

The Fed's Losing Battle with Technological Deflation

PART 1/4 - FREE MARKET?
First off, let's set the scene.
The stock market is telling you nothing about the real economy anymore.
Economic fundamentals have never mattered as little for the stock market as has been the case during this 11-year bull market.
The correlation between gross-domestic-product growth and the direction of the S&P 500 Index has only been 7% in this cycle - historically it has been 30% to 70%.
Why?
Well, it is the Central Banks, led by the Fed, who printed their way out of the Recession in '08.
In doing so, they have papered over the cracks, and we have seen the longest economic expansion in US history.
However, this is not a particularly meritocratic process: money creation itself increases inequality via the Cantillon Effect, as money printing leads to asset price inflation, which disproportionately benefits the rich and hurts the poor.
Former Federal Reserve Chairman Paul Volcker told the New York Times in 2018:
“The central issue is we’re developing into a plutocracy. We’ve got an enormous number of enormously rich people that have convinced themselves that they’re rich because they’re smart and constructive."
The reality of course is that this is largely not the case - it is because the game is rigged in their favour.
Now, it is important to emphasise the fact that the path we have taken has resulted in the highest living standards we have seen in human history.
However, the issue, particularly since the US completely abandoned the gold standard in 1971, is that debt has exploded to obscene levels.
We are not operating in a free market if it takes $185 trillion of debt over the last 20 years to create 'growth'.
In fact, the global debt to GDP ratio hit an all-time high of 322% in the third quarter of 2019.
Inflation means that your dollar loses value and thus your purchasing power goes down.
Deflation means that the value of your dollar goes up and your purchasing power goes up.
That's a good thing right? You get more goods and services for less.
Well, no.
If you have deflation, debt explodes in real terms and you can never pay it back.
As the economy is based on debt, if you allow deflation, then you have to reset the debt.
This is why central banks fear deflation so much.
However, the major force driving the human race is technological progress - and this stops for no mortal...
PART 2/4 - TECHNOLOGICAL DEFLATION:
The increased abundance created by technology will result in massive job losses.
Throughout history, doom porn enthusiasts have screamed that the machines are coming for jobs. This is not a new phenomenon.
All technological revolutions are deflationary - since they create "supply side shocks", meaning that they allow for more intensive use of resources and thus higher production. With more goods being produced, all other things being equal, the price of those goods will fall.
In the last 20 years or so, software has disrupted and replaced many established goods and services.
It is in the next 20 years that another disruptive technology is set to take the stage: AI
According to Steve Schwarzman, the co-founder and CEO of The Blackstone Group who has a net worth of $17.6BN:
"This is going to touch everyone's life....you're not going to be able to get away from this technology"
Moreover, this virus will only accelerate this trend towards tech. Zoom is a fantastic example of exactly this.
Old legacy economic systems were not built for this tech deflation, and the thing about exponential growth is that we humans do not intuitively understand it.
As an example, if you folded a piece of paper 51 times, of course you can only fold it seven times, but if you could fold it 51 times, it would reach the Sun!
PART 3/4 - IMPLICATIONS FOR SOCIETY:
The question is: how does this play out?
In the long term, it is the fundamental structure of the economic system that has a significant impact on people's lives, not who is President for 4 to 8 years.
In reality, politicians have limited power and are effectively all puppets. We have seen what happens when a President doesn't stay in their lane...
One could argue that the two main mechanisms of control are:
  1. Divide and Conquer and
  2. Order from Chaos
As we have seen many times in the past, herd psychology is worryingly easy to manipulate...
Speaking of the censorship, in his book Antifragile, Nassim Taleb discusses the anti fragility of information.
Information feeds more on attempts to harm it than it does on efforts to promote it.
A fantastic example of this process is what has happened with London Real: they were banned on LinkedIn and David Icke's interview was censored. Now, regardless of what you think of this particular channel or your thoughts on David Icke and the theories provided, censoring information in this way actually spreads it more virally.
It's fascinating to observe how many views the videos regarding the bans and censorship have relative to the others. And the impact this has had on subscribers.
It is always easier to blame a bigger enemy (or create a new one) rather than to admit it's a structural problem.
Therefore, you avoid short term pain...whatever the cost.
The real question is if and when this situation will lead to social unrest...
PART 4/4 - INTELLECTUAL CAPITALISM:
The depth and width of jobs impacted by AI will continue to increase in the future.
Now this will not necessarily happen straight away.
However, our transition from commodity capitalism to intellectual capitalism is inevitable and the people and nations who fight against this trend will be on the wrong side of history.
From a practical investment perspective, and disclaimer this is not investment advice, network effects are a crucial aspect to consider moving forwards.
Essentially, this means that the value of the network increases with each additional user - all of the tech monopolies have exhibited this property.
An asset which could in time demonstrate very strong network effects is Bitcoin.
Looking at the market cap relative to other asset classes, Bitcoin provides an asymmetric investment opportunity.
Only time will tell...
https://www.youtube.com/watch?v=7nFbKzt-uwE
submitted by financeoptimum to ConcentrationOfWealth [link] [comments]

Mega eTextbooks release thread (part-28)! Find your textbooks here between $5-$25 :)

Please find the list below:
  1. Disease Gene Identification: Methods and Protocols, 2nd Edition: Johanna K. DiStefano
  2. Statistical Aspects of the Microbiological Examination of Foods, 3rd Edition: Basil Jarvis
  3. Revel for Social Problems, 14th Edition: Stanley Eitzen & Maxine Baca Zinn & Kelly Ei Smith
  4. Fundamentals of Human Resource Management: Pearson New International Edition, 3rd Edition: Gary Dessler
  5. Economics Today: The Micro View, 18th Edition: Roger LeRoy Miller
  6. Employment Law for Business, 8th Edition: Dawn Bennett-Alexander & Laura Hartman
  7. Surgical Exposures in Orthopaedics: The Anatomic Approach, 5th Edition: Stanley Hoppenfeld & Piet de Boer & Richard Buckley
  8. Project Management in Construction, 7th Edition: Sidney Levy
  9. Financial and Managerial Accounting, 7th Edition: John Wild & Ken Shaw & Barbara Chiappetta
  10. Handbook of Plant Disease Identification and Management, 1st Edition: Balaji Aglave
  11. Ubuntu Unleashed 2019 Edition: Covering 18.04, 18.10, 19.04, 13th Edition: Matthew Helmke
  12. Handbook of Insulin Therapies, 1st Edition: Winston Crasto & Janet Jarvis & Melanie J. Davies
  13. Python for Programmers: with Big Data and Artificial Intelligence Case Studies, 1st Edition: Paul J. Deitel & Harvey Deitel
  14. Medical Ethics: Accounts of Ground-Breaking Cases, 7th Edition: Gregory Pence
  15. Human Resource Management, 13th Edition: Gary Dessler
  16. The Biology and Therapeutic Application of Mesenchymal Cells, 2 Volume Set, 1st Edition: Kerry Atkinson
  17. Computer Security Fundamentals, 3rd Edition: William Chuck Easttom
  18. Hendee's Radiation Therapy Physics, 4th Edition: Todd Pawlicki & Daniel J. Scanderbeg & George Starkschall
  19. Nutrient Delivery, 1st Edition: Alexandru Grumezescu
  20. Technology Entrepreneurship: Taking Innovation to the Marketplace, 2nd Edition: Thomas N. Duening & Robert A. Hisrich & Michael A. Lechter
  21. Chemistry of Metalloproteins: Problems and Solutions in Bioinorganic Chemistry, 1st Edition: Joseph J. Stephanos & Anthony W. Addison
  22. Mathematical Statistics with Applications in R, 2nd Edition: Kandethody M. Ramachandran & Chris P. Tsokos
  23. Diagnostic Imaging: Genitourinary, 3rd Edition: Mitchell E. Tublin
  24. Comprehensive Management of Arteriovenous Malformations of the Brain and Spine, 1st Edition: Robert F. Spetzler & Douglas S. Kondziolka & Randall T. Higashida & M. Yashar S. Kalani
  25. Digital Design: With an Introduction to the Verilog HDL, 5th Edition: M. Morris R. Mano & Michael D. Ciletti
  26. Plasmids: Biology and Impact in Biotechnology and Discovery, 1st Edition: Marcelo E. Tolmasky & Juan C. Alonso
  27. Consumer Behavior: Buying, Having, and Being, Global Edition, 12th Edition: Michael R. Solomon
  28. Project Management Case Studies, 5th Edition: Harold Kerzner
  29. Medical Phisiology: Principles for Clinical Medicine, 4th Edition: Rodney A. Rhoades & David R. Bell
  30. Essentials of Contemporary Management, 7th Edition: Gareth Jones & Jennifer George
  31. Harmony and Voice Leading, 4th Edition: Thomas E. Benjamin & Michael Horvit & Robert S. Nelson
  32. Principles of Economics, 2nd Edition: Lee Coppock & Dirk Mateer
  33. Oral Microbiology and Immunology, 2nd Edition: Richard J. Lamont & George N. Hajishengallis & Howard F. Jenkinson
  34. Magnetic Resonance Imaging of the Brain and Spine, 5th Edition: Scott W. Atlas
  35. Accounting Information Systems: Controls and Processes, 3rd Edition: Leslie Turner & Andrea B. Weickgenannt & Mary Kay Copeland
  36. Strategic Corporate Social Responsibility: Sustainable Value Creation, 5th Edition: David Chandler
  37. Julien's Primer of Drug Action: A Comprehensive Guide to the Actions, Uses, and Side Effects of Psychoactive Drugs, 14th Edition: Claire D. Advokat & Joseph Comaty & Robert Julien
  38. The Grand Chessboard: American Primacy And Its Geostrategic Imperatives, 1st Edition: Zbigniew Brzezinski
  39. The Cosmic Perspective: The Solar System, 8th Edition: Jeffrey O. Bennett & Megan O. Donahue & Nicholas Schneider & Mark Voit
  40. Ultrastructure Atlas of Human Tissues, 1st Edition: Fred Hossler
  41. Advances in the Biology and Management of Modern Bed Bugs, 1st Edition: Stephen L. Doggett & Dini M. Miller & Chow-Yang Lee
  42. Patterns of World History: Volume One: To 1600, 1st Edition: Peter von Sivers & Charles A. Desnoyers & George B. Stow
  43. Genitourinary Imaging: A Core Review, 1st Edition: Matthew Davenport
  44. Evidence-based Obstetrics and Gynecology, 1st Edition: Errol R. Norwitz & Carolyn M. Zelop & David A. Miller & David L. Keefe
  45. Zoology, 10th Edition: Stephen Miller & John Harley
  46. Radical and Reconstructive Gynecologic Cancer Surgery, 1st Edition: Robert Bristow & Dennis Chi
  47. Davis's Diseases & Disorders A Nursing Therapeutics Manual, 6th Edition: Marilyn Sawyer Sommers
  48. Management & Cost Accounting, 6th Edition: Alnoor Bhimani
  49. Elements of Modern Algebra, 8th Edition: Linda Gilbert
  50. Psychiatric & Mental Health Nursing, 4th Edition: Katie Evans & Debra Nizette & Anthony O'Brien
  51. Molecular Biology: Different Facets, 1st Edition: Anjali Priyadarshini & Prerna Pandey
  52. Elementary Number Theory, 7th Edition: David Burton
  53. Accounting Information Systems, 14th Edition: Marshall B. Romney & Paul J. Steinbart
  54. Microeconomics, Global Edition, 9th Edition: Robert Pindyck & Daniel Rubinfeld
  55. Psychiatric and Mental Health Nursing Demystified, 1st Edition: Jim Keogh
  56. Entrepreneurship, 10th Edition: Robert Hisrich & Michael Peters & Dean Shepherd
  57. Ganong's Review of Medical Physiology, 26th Edition: Kim E. Barrett & Susan M. Barman & Jason Yuan & Heddwen L. Brooks
  58. Textbook of Obstetrics and Gynaecology: A life course approach, 1st Edition: Eric A.P. Steegers & Bart C.J.M. Fauser & Carina G.J.M. Hilders
  59. Engineering Mechanics: Statics, 8th Edition: James L. Meriam & L. G. Kraige & J. N. Bolton
  60. Basic Concepts of Psychiatric-Mental Health Nursing, 8th Edition: Louise Rebraca Shives
  61. Beckmann and Ling's Obstetrics and Gynecology, 8th Edition: Robert Casanova
  62. Biology: Concepts and Applications, 10th Edition: Cecie Starr & Christine Evers & Lisa Starr
  63. Estimating in Building Construction, 9th Edition: Steven J. Peterson & Frank R. Dagostino
  64. The Big Back Book: Tips & Tricks for Therapists, 1st Edition: Jane Johnson
  65. University Physics with Modern Physics, 14th Edition: Hugh D. Young & Roger A. Freedman
  66. Poisoning and Drug Overdose, 7th Edition: Kent Olson & Ilene Anderson & Neal Benowitz & Paul Blanc
  67. Koneman's Color Atlas and Textbook of Diagnostic Microbiology, 7th Edition: Gary W. Procop
  68. Experimental Psychology, 7th Edition: Anne Myers & Christine H. Hansen
  69. Marketing: An Introduction, 13th Edition: Gary Armstrong & Philip Kotler
  70. Gray's Anatomy for Students: With Student Consult, 3rd Edition: Richard Drake & A. Wayne Vogl & Adam W. M. Mitchell
  71. Chestnut's Obstetric Anesthesia: Principles and Practice, 5th Edition: David H. Chestnut & Cynthia A Wong & Lawrence C Tsen & Warwick D Ngan Kee & Yaakov Beilin & Jill Mhyre
  72. Chemistry: The Molecular Science, 5th Edition: John W. Moore & Conrad L. Stanitski
  73. Head, Neck and Dental Emergencies, 2nd Edition: Mike Perry
  74. Wong's Nursing Care of Infants and Children, 10th Edition: Marilyn J. Hockenberry & David Wilson
  75. Sports Emergency Care: A Team Approach, 3rd Edition: Robb Rehberg & Jeff G. Konin
  76. New Venture Creation: Entrepreneurship for the 21st Century, 10th Edition: Stephen Spinelli & Rob Adams
  77. Caring for the Vulnerable: Perspectives in Nursing Theory, Practice, and Research, 5th Edition: Mary de Chesnay & Barbara Anderson
  78. Geometry: The Line and the Circle: Maureen T. Carroll & Elyn Rykken
  79. Histories of Human Engineering: Tact and Technology: Maarten Derksen
  80. Land Restoration: Reclaiming Landscapes for a Sustainable Future, 1st Edition: Ilan Chabay & Martin Frick & Jennifer Helgeson
  81. Yamada's Handbook of Gastroenterology, 3rd Edition: Tadataka Yamada & John M. Inadomi & Renuka Bhattacharya & Jason A. Dominitz & Joo Ha Hwang
  82. Theoretical Physics 9: Fundamentals of Many-body Physics, 2nd Edition: Wolfgang Nolting & William D. Brewer
  83. Introduction to Programming with C++, 3rd Edition: Y. Daniel Liang
  84. Dental Emergencies, 1st Edition: Mark Greenwood & Ian Corbett
  85. Fundamentals of Physics and Chemistry of the Atmosphere, 2nd Edition: Guido Visconti
  86. Calculus: Early Transcendentals, 3rd Edition: William L. Briggs & Lyle Cochran & Bernard Gillett & Eric Schulz
  87. Educating Physical Therapists, 1st Edition: Gail Jensen
  88. Strategic Developments in Eurasia After 11 September, 1st Edition: Shireen Hunter
  89. Contemporary Issues in Healthcare Law and Ethics, 4th Edition: Dean Harris
  90. Transitioning from RN to MSN: Principles of Professional Role Development: Brenda Scott & Mindy Thompson
  91. Principles and Practice of Public Health Surveillance, 3rd Edition: Lisa M. Lee & Steven M. Teutsch & Stephen B. Thacker & Michael E. St. Louis
  92. Elementary Statistics: Picturing the World, 6th Edition: Ron Larson & Betsy Farber
  93. Human Sexuality in a World of Diversity, 6th Canadian Edition: Spencer A. Rathus & Jeffrey S. Nevid & Lois Fichner-Rathus & Alex McKay & Robin Milhausen
  94. Becoming Your Own Banker, 6th Edition: R. Nelson Nash
  95. Murach's MySQL, 3rd Edition: Joel Murach
  96. Intermediate Algebra, 13th Edition: Marvin L. Bittinger & Judith A. Beecher & Barbara L. Johnson
  97. Planning Health Promotion Programs: An Intervention Mapping Approach, 4th Edition: L. Kay Bartholomew Eldredge & Christine M. Markham & Robert A. C. Ruiter & Maria E. Fernández & Gerjo Kok & Guy S. Parcel
  98. Human Factors in Simple and Complex Systems, 3rd Edition: Robert W. Proctor & Trisha Van Zandt
  99. The Irony of Democracy: An Uncommon Introduction to American Politics, 17th Edition: Louis Schubert & Thomas R. Dye & Harmon Zeigler
  100. Understanding Earth, 7th Edition: John Grotzinger
  101. Nursing Research in Canada: Methods, Critical Appraisal, and Utilization, 4th Edition: Geri LoBiondo-Wood & Judith Haber & Cherylyn Cameron & Mina Singh
  102. The Philosophy of Film, 1st Edition: Thomas E. Wartenberg & Angela Curran
  103. Disaster Nursing and Emergency Preparedness, 4th Edition: Tener Goodwin Veenema
  104. Language in Mind: An Introduction to Psycholinguistics, 2nd Edition: Julie Sedivy
  105. Medical Anthropology: A Biocultural Approach, 3rd Edition: Andrea S. Wiley & John S. Allen
  106. Exploring Biology in the Laboratory, 3rd Edition: Murray P. Pendarvis & John L. Crawley
  107. Guide to Networking Essentials, 8th Edition: Greg Tomsho
  108. Social Psychology: A Storytelling Approach, 2nd Edition: Leonard Newman & Ralph Erber
  109. Managing Conflict: An Introspective Journey to Negotiating Skills, 1st Edition: Dorothy Balancio
  110. Environmental Change and Challenge: A Canadian Perspective, 5th Edition: Philip Dearden & Bruce Mitchell
  111. Brain and Behavior: A Cognitive Neuroscience Perspective, 1st Edition: David Eagleman & Jonathan Downar
  112. Cardiac/Vascular Nurse Exam Secrets Study Guide: Cardiac/Vascular Nurse Test Review for the Cardiac/Vascular Nurse Exam: Mometrix Media & Cardiac Vascular Nurse Exam Secrets
  113. Keeping the Republic: Power and Citizenship in American Politics, The Essentials, 9th Edition: Christine Barbour & Gerald Wright
  114. Principles of Environmental Science, 9th Edition: William Cunningham & Mary Cunningham
  115. Thomas' Calculus, 14th Edition: Joel R. Hass & Christopher E. Heil & Maurice D. Weir
  116. Pharmacology for Canadian Pharmacy Technicians, 1st Edition: Leland Norman Holland & Michael P. Adams & Jeanine Lynn Brice & Heather V. LeBlanc
  117. Cellular and Molecular Immunology, 9th Edition: Abul K. Abbas & Andrew H. Lichtman & Shiv Pillai
  118. Operations Management: Processes and Supply Chains, 11th Edition: Lee J. Krajewski & Manoj K. Malhotra & Larry P. Ritzman
  119. Jews, Christians, Muslims: A Comparative Introduction to Monotheistic Religions, 2nd Edition: John Corrigan & Frederick Denny & Martin S Jaffee & Carlos Eire
  120. Professional Nursing: Concepts & Challenges, 9th Edition: Beth Black
  121. Practical Homicide Investigation: Tactics, Procedures, and Forensic Techniques, 4th Edition: Vernon J. Geberth
  122. Fundamentals of Modern Manufacturing: Materials, Processes and Systems, 7th Edition: Mikell P. Groover
  123. Genetics: A Conceptual Approach, 7th Edition: Benjamin A. Pierce
  124. Computer Science Illuminated, 7th Edition: Nell Dale & John Lewis
  125. The Globalization of World Politics: An Introduction to International Relations, 8th Edition: John Baylis & Steve Smith & Patricia Owens
  126. Behavioral Neuroscience, 9th Edition: S. Marc Breedlove & Neil V. Watson
  127. Canadian Human Resource Management: A Strategic Approach, 12th Edition: Hermann Schwind & Krista Uggerslev & Terry Wagar & Neil Fassina
  128. Brief Principles of Macroeconomics, 9th Edition: N. Gregory Mankiw
  129. Living in the Environment, 4th Canadian Edition: G. Miller & Dave Hackett & Carl Wolfe
  130. Principles of Economics, 9th Edition: N. Gregory Mankiw
  131. Principles of Microeconomics, 9th Edition: N. Gregory Mankiw
  132. Child Development, 9th Edition: Laura E. Berk
  133. Home, School, and Community Collaboration: Culturally Responsive Family Engagement, 4th Edition: Kathy Beth Grant & Julie A. Ray
  134. Set Lighting Technician's Handbook, 4th Edition: Harry Box
  135. Clinical Nurse Leader Certification Review, 2nd Edition: Cynthia R. King
  136. Basic Chemistry, 4th Edition: Karen C. Timberlake & William Timberlake
  137. Sparks & Taylor's Nursing Diagnosis Pocket Guide, 3rd Edition: Linda Phelps
  138. Family Theories: Foundations and Applications, 1st Edition: Katherine R. Allen & Angela C. Henderson
  139. The Earth and Its Peoples: A Global History, 7th Edition: Richard Bulliet & Pamela Crossley & Daniel Headrick & Steven Hirsch & Lyman Johnson
  140. Sociology in Action: A Canadian Perspective, 3rd Edition: Tami Bereska & Diane Symbaluk
  141. Operations Management: Processes and Supply Chains, 12th Edition: Lee J. Krajewski & Manoj K. Malhotra & Larry P. Ritzman
  142. Introduction to Food Science and Food Systems, 2nd Edition: Rick Parker & Miriah Pace
  143. Liaisons, Student Edition: An Introduction to French, 3rd Edition: Wynne Wong & Stacey Weber-Fève & Bill VanPatten
  144. Zuckerman Parker Handbook of Developmental and Behavioral Pediatrics for Primary Care, 4th Edition: Marilyn Augustyn & Barry Zuckerman
  145. Teaching in Today's Inclusive Classrooms: A Universal Design for Learning Approach, 3rd Edition: Richard M. Gargiulo & Debbie Metcalf
  146. The Biological Basis of Mental Health, 3rd Edition: William T. Blows
  147. Developing and Managing Electronic Collections: The Essentials: Peggy Johnson
  148. Western Civilization: Volume II: Since 1500, 10th Edition: Jackson J. Spielvogel
  149. Talking to Strangers: What We Should Know about the People We Don't Know, 1st Edition: Malcolm Gladwell
  150. Understanding Pathophysiology, 7th Edition: Sue E. Huether & Kathryn L. McCance
  151. Our Environment: A Canadian Perspective, 5th edition: Dianne Draper & Ann Zimmerman
  152. Criminal Law: Cases and Materials, 8th Edition: John Kaplan & Robert Weisberg & Guyora Binder
  153. A Photographic Atlas of Histology, 2nd Edition: Michael J Leboffe
  154. Dragons and Tigers: A Geography of South, East, and Southeast Asia, 3rd Edition: Barbara A. Weightman
  155. Climate Change Biology, 1st Edition: Jonathan A. Newman & Madhur Anand & Hugh A. L. Henry & Shelley L. Hunt & Ze'ev Gedalof
  156. The Power of Critical Thinking: 5th Canadian Edition: Chris MacDonald and Lewis Vaughn
  157. Principles of Fire Behavior and Combustion, 4th Edition: Richard Gann & Raymond Friedman
  158. Informatics Nurse Exam Secrets Study Guide: Informatics Test Review for the Informatics Nurse Certification Exam: Informatics Exam Secrets Test Prep Team
  159. General Chemistry, 10th Edition: Darrell Ebbing & Steven D. Gammon
  160. A Practical Guide to Computer Forensics Investigations, 1st Edition: Darren R. Hayes
  161. Basic Biomechanics, 8th Edition: Susan Hall
  162. Essay Writing for Canadian Students, 8th Edition: Roger Davis & Laura K. Davis
  163. Biology, 11th Edition: Peter Raven & George Johnson & Kenneth Mason & Jonathan Losos & Susan Singer
  164. Molecular Imaging, 1st Edition: Ralph Weissleder& Brian D. Ross & Alnawaz Rehemtulla & Sanjiv Sam Gambhir
  165. Criminology, 4th Edition: Frank Schmalleger
  166. A Theory of Truthmaking: Metaphysics, Ontology, and Reality: Jamin Asay
  167. The Routledge Handbook of Metaphysical Grounding, 1st Edition: Michael J. Raven
  168. Linear Algebra and Its Applications, 5th Edition: David C. Lay & Steven R. Lay & Judi J. McDonald
  169. Essentials of Human Communication, 9th Edition: Joseph A. DeVito
  170. Economics: Principles, Applications, and Tools, 9th Edition, Global Edition: Arthur O'Sullivan & Steven Sheffrin & Stephen Perez
  171. Global Health 101, 3rd Edition: Richard Skolnik
  172. Mathematical Proofs: A Transition to Advanced Mathematics, 4th Edition: Gary Chartrand & Albert D. Polimeni & Ping Zhang
  173. Concepts in Strategic Management and Business Policy: Globalization, Innovation and Sustainability, 15th Edition, Global Edition: Thomas L. Wheelen & J. David Hunger & Alan N. Hoffman & Charles E. Bamford
  174. Chemistry: The Central Science, 14th Edition, Global Edition: Theodore E. Brown & H. Eugene LeMay & Bruce E. Bursten & Catherine Murphy & Patrick Woodward & Matthew E. Stoltzfus
  175. Biopsychology, 10th Edition, Global Edition: John P. J. Pinel & Steven Barnes
  176. Electric Circuits, 11th Edition: James W. Nilsson & Susan Riedel
  177. Keeping the Republic; Power and Citizenship in American Politics, the Essentials, 8th Edition: Christine Barbour & Gerald C Wright
  178. Applied Behavior Analysis: Pearson New International Edition, 2nd Edition: John O. Cooper & Timothy E. Heron & William L. Heward
  179. Cryptography and Network Security: Principles and Practice, 7th Edition, Global Edition: William Stallings
  180. Operating Systems: Internals and Design Principles, 9th Edition, Global Edition: William Stallings
  181. Options, Futures, and Other Derivatives, 9th Edition, Global Edition: John C. Hull
  182. Invitation to the Psychology of Religion, 3rd Edition: Raymond F. Paloutzian
  183. Valuation: The Art and Science of Corporate Investment Decisions, 3rd Edition: Sheridan Titman
  184. Comprehensive Clinical Nephrology, 5th Edition: Richard J. Johnson & John Feehally & Jurgen Floege
  185. Miller & Freund's Probability and Statistics for Engineers, 9th Edition, Global Edition: Richard Johnson & Irwin Miller & John Freund
  186. Exploring Strategy: Text and Cases, 11th Edition: Gerry Johnson & Richard Whittington & Patrick Regnér & Kevan Scholes & Duncan Angwin
  187. Economics for Business, 7th Edition: John Sloman
  188. Essentials of Economics, 7th Edition: John Sloman & Dean Garratt
  189. Economics, 9th Edition: John Sloman & Dean Garratt & Alison Wride
  190. Essential Economics for Business, 5th Edition: Johnsloman & Jones Elizabeth
  191. Finite Mathematics, 7th Edition: Stefan Waner & Steven Costenoble
  192. The SAGE Encyclopedia of Surveillance, Security, and Privacy, 1st Edition: Bruce A. Arrigo
  193. Evolution, 4th Edition: Douglas J. Futuyma & Mark Kirkpatrick
  194. Adult Development and Aging, 7th Edition: John C. Cavanaugh & Fredda Blanchard-Fields
  195. Foundations of Finance, 9th Edition, Global Edition: Arthur J. Keown & John D Martin & J. William Petty
  196. Learning PHP, MySQL & JavaScript: With jQuery, CSS & HTML5, 4th Edition: Robin Nixon
  197. Head First Learn to Code: A Learner's Guide to Coding and Computational Thinking, 1st Edition: Eric Freeman
  198. Learning Swift: Building Apps for macOS, iOS, and Beyond, 3rd Edition: Jonathon Manning & Paris Buttfield-Addison & Tim Nugent
  199. Database Systems: Design, Implementation, & Management, 12th Edition: Carlos Coronel & Steven Morris
  200. Introduction to Solid Modeling Using SolidWorks, 13th Edition: William Howard & Joseph Musto
  201. Communications Receivers: Principles and Design, 4th Edition: Ulrich Rohde & Jerry Whitaker & Hans Zahnd
  202. Connect Core Concepts in Health, 15th Edition: Paul Insel & Walton Roth
  203. On Course: Strategies for Creating Success in College and in Life, 8th Edition: Skip Downing
  204. Vander's Human Physiology, 15th Edition: Eric Widmaier & Hershel Raff & Kevin Strang
  205. Biology, 4th Edition: Robert Brooker & Eric Widmaier & Linda Graham & Peter Stiling
  206. The Essentials of Statistics: A Tool for Social Research, 4th Edition: Joseph F. Healey
  207. Oracle 12c: SQL, 3rd Edition: Joan Casteel
  208. Global Business Today, 10th Edition: Charles Hill & G. Tomas M. Hult
  209. Project Management: The Managerial Process, 7th Edition: Erik Larson & Clifford Gray
  210. Organizational Behavior: A Practical, Problem-Solving Approach, 2nd Edition: Angelo Kinicki & Mel Fugate
  211. International Management: Culture, Strategy, and Behavior, 10th Edition: Fred Luthans & Jonathan Doh
  212. CorelDRAW X8: The Official Guide, 12th Edition: Gary David Bouton
  213. Physics for Scientists and Engineers: An Interactive Approach, 2nd Edition: Robert Hawkes & Javed Iqbal & Firas Mansour & Marina Milner-Bolotin & Peter Williams
  214. Programmable Logic Controllers, 5th Edition: Frank Petruzella
  215. Foundations in Microbiology, 10th Edition: Kathleen Park Talaro & Barry Chess
  216. Applied Numerical Methods with MATLAB for Engineers and Scientists, 4th Edition: Steven Chapra
  217. Tonal Harmony, 8th Edition: Stefan Kostka & Dorothy Payne & Byron Almén
  218. Discrete Mathematics, 8th Edition: Richard Johnsonbaugh
  219. Bates' Pocket Guide to Physical Examination and History Taking, 8th Edition: Lynn S. Bickley
  220. NANDA International Nursing Diagnoses: Definitions & Classification 2018-2020, 11th Edition: T. Heather Herdman & Shigemi Kamitsuru & Heather T. Herdman
  221. Biology: Concepts and Investigations, 4th Edition: Mariëlle Hoefnagels
  222. Biology: Concepts and Investigations, 3rd Edition: Mariëlle Hoefnagels
  223. Human Biology: Concepts and Current Issues, 8th Edition, Global Edition: Michael D. Johnson
  224. Messages: Building Interpersonal Communication Skills, 5th Canadian Edition: Joseph A. DeVito & Rena Shimoni & Dawne Clark
  225. The Interpersonal Communication Book, 14th Edition, Global Edition: Joseph A. DeVito
  226. Computational Systems Pharmacology and Toxicology, 1st Edition: Rudy J Richardson & Dale E Johnson & Noffisat Oki & David Faulkner
  227. Shelly Cashman Series Microsoft Office 365 & Office 2019 Introductory, 1st Edition: Sandra Cable & Steven M. Freund & Ellen Monk & Susan L. Sebok & Joy L. Starks
  228. The Practice of Emotionally Focused Couple Therapy: Creating Connection, 2nd Edition: Susan M. Johnson
  229. The Marriage Clinic: A Scientifically Based Marital Therapy, 1st Edition: John M. Gottman
  230. Cognitive-Behavioral Therapy with Couples and Families: A Comprehensive Guide for Clinicians, 1st Edition: Frank M. Dattilio & Aaron T. Beck
  231. International Marketing, 17th Edition: Philip R. Cateora & John Graham & Mary C Gilly
  232. Kaplan and Sadock's Concise Textbook of Clinical Psychiatry, 3rd Edition: Benjamin Sadock & Virginia Alcott Sadock
  233. Anthropology, 14th Edition: Carol R. Ember & Melvin Ember & Peter N. Peregrine
  234. The Men They Will Become: The Nature And Nurture Of Male Character: Eli Newberger
  235. Accounting, 27th Edition: Carl S. Warren & James M. Reeve & Jonathan Duchac
  236. ICD-10-CM 2019: The Complete Official Codebook, 1st Edition: American Medical Association
  237. Essentials of Human Anatomy & Physiology, 12th Edition, Global Edition: Elaine N. Marieb & Suzanne M. Keller
  238. Early Childhood Education Today, 14th Edition: George S Morrison
  239. Programming Bitcoin: Learn How to Program Bitcoin from Scratch, 1st Edition: Jimmy Song
  240. The Physiology and Biochemistry of Prokaryotes, 4th Edition: David White & James Drummond & Clay Fuqua
  241. Environmental Microbiology, 3rd Edition: Ian L. Pepper & Charles P. Gerba & Terry J. Gentry
  242. Industrial Microbiology: An Introduction, 1st Edition: Michael J. Waites & Neil L. Morgan & John S. Rockey & Gary Higton
  243. Introduction to Econometrics, Updated 3rd Edition, Global Edition: James H. Stock & Mark W. Watson
  244. Introduction to Econometrics, 3rd Edition: James H. Stock & Mark W. Watson
  245. Expert Oracle Application Express, 2nd Edition: Doug Gault & Dimitri Gielis & Martin DSouza & Roel Hartman
  246. The Art of Reasoning: An Introduction to Logic and Critical Thinking, 4th Edition: David Kelley
  247. Physics, 5th Edition: James S. Walker
  248. Applied Fluid Mechanics, 7th Edition: Robert L. Mott & Joseph A. Untener
  249. Applied Strength of Materials, SI Units Version, 6th Edition: Robert L. Mott & Joseph A. Untener
  250. Social Psychology, 12th Edition: David Myers & Jean Twenge
  251. Applied Strength of Materials, 6th Edition: Robert Mott & Joseph A. Untener
  252. Foundations of Nursing Research, 7th Edition: Rose Marie Nieswiadomy & Catherine Bailey
  253. Molecular Cell Biology, 8th Edition: Harvey Lodish & Arnold Berk & Chris A. Kaiser & Monty Krieger & Anthony Bretscher
  254. Machine Elements in Mechanical Design, 6th Edition: Robert L. Mott & Edward M. Vavrek & Jyhwen Wang
  255. DeVita, Hellman, and Rosenberg's Cancer, 11th Edition: Vincent T. DeVita & Steven A. Rosenberg & Theodore S. Lawrence
  256. Particle Image Velocimetry: A Practical Guide, 3rd Edition: Markus Raffel & Christian E. Willert & Fulvio Scarano & Christian J. Kähler
  257. Smith's Textbook of Endourology, 4th Edition: Arthur D. Smith & Glenn Preminger & Gopal H. Badlani & Louis R. Kavoussi
  258. College Algebra with Modeling & Visualization, 6th Edition: Gary K. Rockswold
  259. Financial Accounting Theory, 7th Edition: William R. Scott
  260. Biology Now, 2nd Edition: Anne Houtman & Megan Scudellari & Cindy Malone
  261. Psychological Science, 5th Edition: Michael Gazzaniga & Diane Halpern
  262. The Handbook of Technical Writing, 11th Edition: Gerald J. Alred & Charles T. Brusaw & Walter E. Oliu
  263. A Graphical Approach to College Algebra, 6th Edition: John Hornsby & Margaret L. Lial & Gary K. Rockswold
  264. Business Analytics, 4th Edition: Jeffrey D. Camm & James J. Cochran & Michael J. Fry & Jeffrey W. Ohlmann
  265. Biological Psychology, 13th Edition: James W. Kalat
  266. Business Communication Today, 14th Edition: Courtland L. Bovee & John V. Thill
  267. Geosystems Core, 1st Edition: Robert W. Christopherson & Stephen Cunha & Charles E. Thomsen & Ginger Birkeland
  268. Principles of Information Security, 6th Edition: Michael E. Whitman & Herbert J. Mattord
  269. Financial & Managerial Accounting, 14th Edition: Carl S. Warren & James M. Reeve & Jonathan Duchac
  270. Corporate Finance: Theory and Practice, 5th Edition: Pierre Vernimmen & Pascal Quiry & Maurizio Dallocchio & Yann Le Fur & Antonio Salvi
  271. Introductory Statistics, 10th Edition: Neil A. Weiss
  272. Introduction to Cryptography: Principles and Applications, 3rd Edition: Hans Delfs & Helmut Knebl
  273. Business Essentials, 8th Canadian Edition: Ronald J. Ebert & Ricky W. Griffin & Frederick A. Starke & George Dracopoulos
  274. Introduction to Mathematical Statistics, 8th Edition: Robert V. Hogg & Joseph W. McKean & Allen T. Craig
  275. The Routledge Companion to Business Ethics, 1st Edition: Eugene Heath & Byron Kaldis & Alexei Marcoux
  276. Geosystems An Introduction to Physical Geography, Global Edition, 9th Edition: Ginger H. Birkel & Robert W. Christopherson
  277. Scientific American Environmental Science for a Changing World, 2nd Edition: Jeneen InterlandI & Anne Houtman
  278. Precalculus, 10th Edition: Ron Larson
  279. The Human Brain Book: An Illustrated Guide to its Structure, Function, and Disorders, New Edition: Rita Carter
  280. Introduction to Materials Science for Engineers, 8th Edition: James F. Shackelford
  281. Adobe Dreamweaver CC Classroom in a Book, 1st Edition: Jim Maivald
  282. Trigonometry, 11th Edition: Margaret L. Lial & John Hornsby & David I. Schneider & Callie Daniels
  283. Investment Banks, Hedge Funds, and Private Equity, 3rd Edition: David P. Stowell
  284. Cognitive Neuroscience: The Biology of the Mind, 5th Edition: Michael Gazzaniga & Richard B. Ivry & George R. Mangun
  285. Cognitive Neuroscience: The Biology of the Mind, 5th Edition: Michael Gazzaniga & Richard B. Ivry (Author), George R. Mangun (Author)
  286. Project Management Theory and Practice, 3rd Edition: Gary L. Richardson & Brad M. Jackson
  287. Organic Chemistry: Structure and Function, 8th Edition: K. Peter C. Vollhardt & Neil E. Schore
  288. Read, Reason, Write: An Argument Text and Read, 11th Edition: Dorothy Seyler
  289. Fundamentals of Management: Management Myths Debunked!, Global Edition, 10th Edition: Stephen P Robbins & David A. De Cenzo & Mary Coulter
  290. Computer Networking: A Top-Down Approach, Global Edition, 7th Edition: James Kurose & Keith Ross
  291. An Introduction to Banking: Principles, Strategy and Risk Management, 2nd Edition: Moorad Choudhry
  292. The Immune System, 4th Edition: Peter Parham
  293. Biochemistry: Concepts and Connections, Global Edition, 1st Edition: Dean R. Appling & Spencer J. Anthony-Cahill & Christopher K. Mathews
  294. Writing about Writing, 3rd Edition: Elizabeth Wardle & Douglas Downs
  295. Data Wrangling with JavaScript, 1st Edition: Ashley Davis
  296. Experience Psychology, 4th Edition: Laura King
  297. An Introduction to Mathematical Statistics: Fetsje Bijma & Marianne Jonker & Aad van der Vaart & Reinie Erné
  298. Business Communication: Polishing Your Professional Presence, 3rd Edition: Barbara G. Shwom & Lisa Gueldenzoph Snyder
  299. Earth's Evolving Systems: The History of Planet Earth, 2nd Edition: Ronald E. Martin
  300. Business Ethics: Decision Making for Personal Integrity & Social Responsibility, 4th Edition: Laura Hartman & Joseph DesJardins & Chris MacDonald
  301. College Algebra and Trigonometry, Global Edition, 6th Edition: Margaret L. Lial & John Hornsby & David I. Schneider & Callie Daniels
  302. Essentials of MIS, 12th Edition: Kenneth C. Laudon & Jane P. Laudon
  303. Behavior Analysis and Learning: A Biobehavioral Approach, 6th Edition: W. David Pierce & Carl D. Cheney
  304. University Physics, 14th Edition: Hugh D. Young & Roger A. Freedman
  305. Earth System History, 4th Edition: Steven M. Stanley & John A. Luczaj
  306. Analytical Mechanics, 2nd Edition: Nivaldo A. Lemos
  307. Fundamentals of Management, 7th Canadian Edition: Stephen P. Robbins & David A. DeCenzo & Mary Coulter
  308. Computer Accounting with QuickBooks Online: A Cloud Based Approach, 2nd Edition: Carol Yacht & Susan Crosson
  309. Cost Accounting and Financial Management for Construction Project Managers, 1st Edition: Len Holm
  310. Business Continuity Management in Construction, 1st Edition: Leni Sagita Riantini Supriadi & Low Sui Pheng
  311. Contemporary Logistics, 12th Edition, Global Edition: Paul R. Murphy & A. Michael Knemeyer
  312. Mechanical Engineers' Handbook, Volume 1: Materials and Engineering Mechanics, 4th Edition: Myer Kutz
  313. Mechanical Engineers' Handbook, Volume 2: Design, Instrumentation, and Controls, 4th Edition: Myer Kutz
  314. Mechanical Engineers' Handbook, Volume 3: Manufacturing and Management, 4th Edition: Myer Kutz
  315. Mechanical Engineers' Handbook, Volume 4: Energy and Power, 4th Edition: Myer Kutz
  316. An Introduction to Mathematical Statistics and Its Applications, 6th Edition: Richard J. Larsen & Morris L. Marx
  317. Developmental Mathematics, 1st Edition: Robert F. Blitzer
  318. Thinking Mathematically, 7th Edition: Robert F. Blitzer
  319. Wardlaw's Contemporary Nutrition, 10th Edition: Anne Smith & Angela Collene
  320. Mathematical Statistics: An Introduction to Likelihood Based Inference, 1st Edition: Richard J. Rossi
  321. Asking the Right Questions, 11th Edition: M. Neil Browne & Stuart M. Keeley
  322. Asking the Right Questions, 11th Edition, Global Edition: M. Neil Browne & Stuart M. Keeley
  323. Crash Course Cardiology, 4th Edition: Antonia Churchhouse & Julian O. M. Ormerod & Michael Frenneaux
  324. A Graphical Approach to Precalculus with Limits, 7th Edition: John Hornsby & Margaret L. Lial & Gary K. Rockswold
  325. Unlocking Equity and Trusts, 5th Edition: Mohamed Ramjohn
  326. Public Speaking: The Evolving Art, 4th Edition: Stephanie J. Coopman & James Lull
  327. Social Psychology, 8th Edition: Michael Hogg & Graham Vaughan
  328. Human Resources Management in Canada, 12th Canadian Edition: Gary Dessler & Nita Chhinzer & Nina Cole
  329. Law Core Textbook Bundle: Equity and Trusts, 8th edition: Alastair Hudson
  330. Living Ethics: An Introduction with Readings: Russ Shafer-Landau
  331. Microsoft Project 2019 Step by Step, 1st Edition: Cindy Lewis & Carl Chatfield & Timothy Johnson
  332. Global Business Ethics: Responsible Decision Making in an International Context, 1st Edition: Ronald D Francis & Guy Murfey
  333. Construction Management: Theory and Practice, 1st Edition: Chris March
  334. Harrison's Endocrinology, 4th Edition: J. Larry Jameson
  335. Harrison's Neurology in Clinical Medicine, 4th Edition: Stephen Hauser & S. Andrew Josephson
  336. English Grammar Workbook For Dummies with Online Practice, 3rd Edition: Geraldine Woods
  337. Naked: The Dark Side of Shame and Moral Life, 1st Edition: Krista K. Thomason
  338. Ashcraft's Pediatric Surgery, 6th Edition: George W. Holcomb III & J. Patrick Murphy & Daniel J Ostlie
  339. Mobile Apps Engineering: Design, Development, Security, and Testing, 1st Edition: Ghita K. Mostefaoui & Faisal Tariq
  340. Lange Clinical Neurology, 10th Edition: Roger Simon & David Greenberg & Michael Aminoff
  341. International Textbook of Diabetes Mellitus, 2 Volume Set, 4th Edition: R. A. DeFronzo & E. Ferrannini & Paul Zimmet & George Alberti
  342. Java Programming, 9th Edition: Joyce Farrell
  343. Discovering Behavioral Neuroscience: An Introduction to Biological Psychology, 4th Edition: Laura Freberg
  344. How the Immune System Works, 5th Edition: Lauren M. Sompayrac
  345. Fundamentals of Electroceramics: Materials, Devices, and Applications, 1st Edition: R. K. Pandey
  346. Essentials of Hospital Neurology, 1st Edition: Karl E. Misulis & E. Lee Murray
  347. Biology of Humans: Concepts, Applications, and Issues, 6th Edition: Judith Goodenough & Betty A. McGuire
  348. Williams Textbook of Endocrinology, 13th Edition: Shlomo Melmed & Kenneth S. Polonsky & P. Reed Larsen & Henry M. Kronenberg
  349. Financial Management: Principles and Applications, Global Edition, 13th Edition: Sheridan Titman & Arthur J. Keown & John D Martin
  350. Case Studies in Immunology: A Clinical Companion, 7th Edition: Raif S. Geha & Luigi Notarangelo
  351. Handbook of MRI Technique, 4th Edition: Catherine Westbrook
  352. MRI: Basic Principles and Applications, 5th Edition: Brian M. Dale & Mark A. Brown & Richard C. Semelka
  353. Robbins Basic Pathology, 10th Edition: Vinay Kumar & Abul K. Abbas & Jon C. Aster & Vinay Kumar & Abul K. Abbas & Jon C. Aster
  354. Rosen's Emergency Medicine: Concepts and Clinical Practice: 2-Volume Set, 9th Edition: Ron Walls & Robert Hockberger & Marianne Gausche-Hill
  355. BNF for Children: 2018-2019, 1st Edition: Paediatric Formulary Committee
  356. Sitaraman and Friedman's Essentials of Gastroenterology, 2nd Edition: Shanthi Srinivasan & Lawrence S. Friedman
  357. Practical Gastroenterology and Hepatology Board Review Toolkit, 2nd Edition: Kenneth R. DeVault & Michael B. Wallace & Bashar A. Aqel & Keith D. Lindor
  358. Reinforcement Learning: An Introduction, 2nd edition: Richard S. Sutton & Andrew G. Barto
submitted by bookseller10 to Textbook_releases [link] [comments]

Mega eTextbooks release thread (part-28)! Find your textbooks here between $5-$25 :)

Please find the list below:
  1. Disease Gene Identification: Methods and Protocols, 2nd Edition: Johanna K. DiStefano
  2. Statistical Aspects of the Microbiological Examination of Foods, 3rd Edition: Basil Jarvis
  3. Revel for Social Problems, 14th Edition: Stanley Eitzen & Maxine Baca Zinn & Kelly Ei Smith
  4. Fundamentals of Human Resource Management: Pearson New International Edition, 3rd Edition: Gary Dessler
  5. Economics Today: The Micro View, 18th Edition: Roger LeRoy Miller
  6. Employment Law for Business, 8th Edition: Dawn Bennett-Alexander & Laura Hartman
  7. Surgical Exposures in Orthopaedics: The Anatomic Approach, 5th Edition: Stanley Hoppenfeld & Piet de Boer & Richard Buckley
  8. Project Management in Construction, 7th Edition: Sidney Levy
  9. Financial and Managerial Accounting, 7th Edition: John Wild & Ken Shaw & Barbara Chiappetta
  10. Handbook of Plant Disease Identification and Management, 1st Edition: Balaji Aglave
  11. Ubuntu Unleashed 2019 Edition: Covering 18.04, 18.10, 19.04, 13th Edition: Matthew Helmke
  12. Handbook of Insulin Therapies, 1st Edition: Winston Crasto & Janet Jarvis & Melanie J. Davies
  13. Python for Programmers: with Big Data and Artificial Intelligence Case Studies, 1st Edition: Paul J. Deitel & Harvey Deitel
  14. Medical Ethics: Accounts of Ground-Breaking Cases, 7th Edition: Gregory Pence
  15. Human Resource Management, 13th Edition: Gary Dessler
  16. The Biology and Therapeutic Application of Mesenchymal Cells, 2 Volume Set, 1st Edition: Kerry Atkinson
  17. Computer Security Fundamentals, 3rd Edition: William Chuck Easttom
  18. Hendee's Radiation Therapy Physics, 4th Edition: Todd Pawlicki & Daniel J. Scanderbeg & George Starkschall
  19. Nutrient Delivery, 1st Edition: Alexandru Grumezescu
  20. Technology Entrepreneurship: Taking Innovation to the Marketplace, 2nd Edition: Thomas N. Duening & Robert A. Hisrich & Michael A. Lechter
  21. Chemistry of Metalloproteins: Problems and Solutions in Bioinorganic Chemistry, 1st Edition: Joseph J. Stephanos & Anthony W. Addison
  22. Mathematical Statistics with Applications in R, 2nd Edition: Kandethody M. Ramachandran & Chris P. Tsokos
  23. Diagnostic Imaging: Genitourinary, 3rd Edition: Mitchell E. Tublin
  24. Comprehensive Management of Arteriovenous Malformations of the Brain and Spine, 1st Edition: Robert F. Spetzler & Douglas S. Kondziolka & Randall T. Higashida & M. Yashar S. Kalani
  25. Digital Design: With an Introduction to the Verilog HDL, 5th Edition: M. Morris R. Mano & Michael D. Ciletti
  26. Plasmids: Biology and Impact in Biotechnology and Discovery, 1st Edition: Marcelo E. Tolmasky & Juan C. Alonso
  27. Consumer Behavior: Buying, Having, and Being, Global Edition, 12th Edition: Michael R. Solomon
  28. Project Management Case Studies, 5th Edition: Harold Kerzner
  29. Medical Phisiology: Principles for Clinical Medicine, 4th Edition: Rodney A. Rhoades & David R. Bell
  30. Essentials of Contemporary Management, 7th Edition: Gareth Jones & Jennifer George
  31. Harmony and Voice Leading, 4th Edition: Thomas E. Benjamin & Michael Horvit & Robert S. Nelson
  32. Principles of Economics, 2nd Edition: Lee Coppock & Dirk Mateer
  33. Oral Microbiology and Immunology, 2nd Edition: Richard J. Lamont & George N. Hajishengallis & Howard F. Jenkinson
  34. Magnetic Resonance Imaging of the Brain and Spine, 5th Edition: Scott W. Atlas
  35. Accounting Information Systems: Controls and Processes, 3rd Edition: Leslie Turner & Andrea B. Weickgenannt & Mary Kay Copeland
  36. Strategic Corporate Social Responsibility: Sustainable Value Creation, 5th Edition: David Chandler
  37. Julien's Primer of Drug Action: A Comprehensive Guide to the Actions, Uses, and Side Effects of Psychoactive Drugs, 14th Edition: Claire D. Advokat & Joseph Comaty & Robert Julien
  38. The Grand Chessboard: American Primacy And Its Geostrategic Imperatives, 1st Edition: Zbigniew Brzezinski
  39. The Cosmic Perspective: The Solar System, 8th Edition: Jeffrey O. Bennett & Megan O. Donahue & Nicholas Schneider & Mark Voit
  40. Ultrastructure Atlas of Human Tissues, 1st Edition: Fred Hossler
  41. Advances in the Biology and Management of Modern Bed Bugs, 1st Edition: Stephen L. Doggett & Dini M. Miller & Chow-Yang Lee
  42. Patterns of World History: Volume One: To 1600, 1st Edition: Peter von Sivers & Charles A. Desnoyers & George B. Stow
  43. Genitourinary Imaging: A Core Review, 1st Edition: Matthew Davenport
  44. Evidence-based Obstetrics and Gynecology, 1st Edition: Errol R. Norwitz & Carolyn M. Zelop & David A. Miller & David L. Keefe
  45. Zoology, 10th Edition: Stephen Miller & John Harley
  46. Radical and Reconstructive Gynecologic Cancer Surgery, 1st Edition: Robert Bristow & Dennis Chi
  47. Davis's Diseases & Disorders A Nursing Therapeutics Manual, 6th Edition: Marilyn Sawyer Sommers
  48. Management & Cost Accounting, 6th Edition: Alnoor Bhimani
  49. Elements of Modern Algebra, 8th Edition: Linda Gilbert
  50. Psychiatric & Mental Health Nursing, 4th Edition: Katie Evans & Debra Nizette & Anthony O'Brien
  51. Molecular Biology: Different Facets, 1st Edition: Anjali Priyadarshini & Prerna Pandey
  52. Elementary Number Theory, 7th Edition: David Burton
  53. Accounting Information Systems, 14th Edition: Marshall B. Romney & Paul J. Steinbart
  54. Microeconomics, Global Edition, 9th Edition: Robert Pindyck & Daniel Rubinfeld
  55. Psychiatric and Mental Health Nursing Demystified, 1st Edition: Jim Keogh
  56. Entrepreneurship, 10th Edition: Robert Hisrich & Michael Peters & Dean Shepherd
  57. Ganong's Review of Medical Physiology, 26th Edition: Kim E. Barrett & Susan M. Barman & Jason Yuan & Heddwen L. Brooks
  58. Textbook of Obstetrics and Gynaecology: A life course approach, 1st Edition: Eric A.P. Steegers & Bart C.J.M. Fauser & Carina G.J.M. Hilders
  59. Engineering Mechanics: Statics, 8th Edition: James L. Meriam & L. G. Kraige & J. N. Bolton
  60. Basic Concepts of Psychiatric-Mental Health Nursing, 8th Edition: Louise Rebraca Shives
  61. Beckmann and Ling's Obstetrics and Gynecology, 8th Edition: Robert Casanova
  62. Biology: Concepts and Applications, 10th Edition: Cecie Starr & Christine Evers & Lisa Starr
  63. Estimating in Building Construction, 9th Edition: Steven J. Peterson & Frank R. Dagostino
  64. The Big Back Book: Tips & Tricks for Therapists, 1st Edition: Jane Johnson
  65. University Physics with Modern Physics, 14th Edition: Hugh D. Young & Roger A. Freedman
  66. Poisoning and Drug Overdose, 7th Edition: Kent Olson & Ilene Anderson & Neal Benowitz & Paul Blanc
  67. Koneman's Color Atlas and Textbook of Diagnostic Microbiology, 7th Edition: Gary W. Procop
  68. Experimental Psychology, 7th Edition: Anne Myers & Christine H. Hansen
  69. Marketing: An Introduction, 13th Edition: Gary Armstrong & Philip Kotler
  70. Gray's Anatomy for Students: With Student Consult, 3rd Edition: Richard Drake & A. Wayne Vogl & Adam W. M. Mitchell
  71. Chestnut's Obstetric Anesthesia: Principles and Practice, 5th Edition: David H. Chestnut & Cynthia A Wong & Lawrence C Tsen & Warwick D Ngan Kee & Yaakov Beilin & Jill Mhyre
  72. Chemistry: The Molecular Science, 5th Edition: John W. Moore & Conrad L. Stanitski
  73. Head, Neck and Dental Emergencies, 2nd Edition: Mike Perry
  74. Wong's Nursing Care of Infants and Children, 10th Edition: Marilyn J. Hockenberry & David Wilson
  75. Sports Emergency Care: A Team Approach, 3rd Edition: Robb Rehberg & Jeff G. Konin
  76. New Venture Creation: Entrepreneurship for the 21st Century, 10th Edition: Stephen Spinelli & Rob Adams
  77. Caring for the Vulnerable: Perspectives in Nursing Theory, Practice, and Research, 5th Edition: Mary de Chesnay & Barbara Anderson
  78. Geometry: The Line and the Circle: Maureen T. Carroll & Elyn Rykken
  79. Histories of Human Engineering: Tact and Technology: Maarten Derksen
  80. Land Restoration: Reclaiming Landscapes for a Sustainable Future, 1st Edition: Ilan Chabay & Martin Frick & Jennifer Helgeson
  81. Yamada's Handbook of Gastroenterology, 3rd Edition: Tadataka Yamada & John M. Inadomi & Renuka Bhattacharya & Jason A. Dominitz & Joo Ha Hwang
  82. Theoretical Physics 9: Fundamentals of Many-body Physics, 2nd Edition: Wolfgang Nolting & William D. Brewer
  83. Introduction to Programming with C++, 3rd Edition: Y. Daniel Liang
  84. Dental Emergencies, 1st Edition: Mark Greenwood & Ian Corbett
  85. Fundamentals of Physics and Chemistry of the Atmosphere, 2nd Edition: Guido Visconti
  86. Calculus: Early Transcendentals, 3rd Edition: William L. Briggs & Lyle Cochran & Bernard Gillett & Eric Schulz
  87. Educating Physical Therapists, 1st Edition: Gail Jensen
  88. Strategic Developments in Eurasia After 11 September, 1st Edition: Shireen Hunter
  89. Contemporary Issues in Healthcare Law and Ethics, 4th Edition: Dean Harris
  90. Transitioning from RN to MSN: Principles of Professional Role Development: Brenda Scott & Mindy Thompson
  91. Principles and Practice of Public Health Surveillance, 3rd Edition: Lisa M. Lee & Steven M. Teutsch & Stephen B. Thacker & Michael E. St. Louis
  92. Elementary Statistics: Picturing the World, 6th Edition: Ron Larson & Betsy Farber
  93. Human Sexuality in a World of Diversity, 6th Canadian Edition: Spencer A. Rathus & Jeffrey S. Nevid & Lois Fichner-Rathus & Alex McKay & Robin Milhausen
  94. Becoming Your Own Banker, 6th Edition: R. Nelson Nash
  95. Murach's MySQL, 3rd Edition: Joel Murach
  96. Intermediate Algebra, 13th Edition: Marvin L. Bittinger & Judith A. Beecher & Barbara L. Johnson
  97. Planning Health Promotion Programs: An Intervention Mapping Approach, 4th Edition: L. Kay Bartholomew Eldredge & Christine M. Markham & Robert A. C. Ruiter & Maria E. Fernández & Gerjo Kok & Guy S. Parcel
  98. Human Factors in Simple and Complex Systems, 3rd Edition: Robert W. Proctor & Trisha Van Zandt
  99. The Irony of Democracy: An Uncommon Introduction to American Politics, 17th Edition: Louis Schubert & Thomas R. Dye & Harmon Zeigler
  100. Understanding Earth, 7th Edition: John Grotzinger
  101. Nursing Research in Canada: Methods, Critical Appraisal, and Utilization, 4th Edition: Geri LoBiondo-Wood & Judith Haber & Cherylyn Cameron & Mina Singh
  102. The Philosophy of Film, 1st Edition: Thomas E. Wartenberg & Angela Curran
  103. Disaster Nursing and Emergency Preparedness, 4th Edition: Tener Goodwin Veenema
  104. Language in Mind: An Introduction to Psycholinguistics, 2nd Edition: Julie Sedivy
  105. Medical Anthropology: A Biocultural Approach, 3rd Edition: Andrea S. Wiley & John S. Allen
  106. Exploring Biology in the Laboratory, 3rd Edition: Murray P. Pendarvis & John L. Crawley
  107. Guide to Networking Essentials, 8th Edition: Greg Tomsho
  108. Social Psychology: A Storytelling Approach, 2nd Edition: Leonard Newman & Ralph Erber
  109. Managing Conflict: An Introspective Journey to Negotiating Skills, 1st Edition: Dorothy Balancio
  110. Environmental Change and Challenge: A Canadian Perspective, 5th Edition: Philip Dearden & Bruce Mitchell
  111. Brain and Behavior: A Cognitive Neuroscience Perspective, 1st Edition: David Eagleman & Jonathan Downar
  112. Cardiac/Vascular Nurse Exam Secrets Study Guide: Cardiac/Vascular Nurse Test Review for the Cardiac/Vascular Nurse Exam: Mometrix Media & Cardiac Vascular Nurse Exam Secrets
  113. Keeping the Republic: Power and Citizenship in American Politics, The Essentials, 9th Edition: Christine Barbour & Gerald Wright
  114. Principles of Environmental Science, 9th Edition: William Cunningham & Mary Cunningham
  115. Thomas' Calculus, 14th Edition: Joel R. Hass & Christopher E. Heil & Maurice D. Weir
  116. Pharmacology for Canadian Pharmacy Technicians, 1st Edition: Leland Norman Holland & Michael P. Adams & Jeanine Lynn Brice & Heather V. LeBlanc
  117. Cellular and Molecular Immunology, 9th Edition: Abul K. Abbas & Andrew H. Lichtman & Shiv Pillai
  118. Operations Management: Processes and Supply Chains, 11th Edition: Lee J. Krajewski & Manoj K. Malhotra & Larry P. Ritzman
  119. Jews, Christians, Muslims: A Comparative Introduction to Monotheistic Religions, 2nd Edition: John Corrigan & Frederick Denny & Martin S Jaffee & Carlos Eire
  120. Professional Nursing: Concepts & Challenges, 9th Edition: Beth Black
  121. Practical Homicide Investigation: Tactics, Procedures, and Forensic Techniques, 4th Edition: Vernon J. Geberth
  122. Fundamentals of Modern Manufacturing: Materials, Processes and Systems, 7th Edition: Mikell P. Groover
  123. Genetics: A Conceptual Approach, 7th Edition: Benjamin A. Pierce
  124. Computer Science Illuminated, 7th Edition: Nell Dale & John Lewis
  125. The Globalization of World Politics: An Introduction to International Relations, 8th Edition: John Baylis & Steve Smith & Patricia Owens
  126. Behavioral Neuroscience, 9th Edition: S. Marc Breedlove & Neil V. Watson
  127. Canadian Human Resource Management: A Strategic Approach, 12th Edition: Hermann Schwind & Krista Uggerslev & Terry Wagar & Neil Fassina
  128. Brief Principles of Macroeconomics, 9th Edition: N. Gregory Mankiw
  129. Living in the Environment, 4th Canadian Edition: G. Miller & Dave Hackett & Carl Wolfe
  130. Principles of Economics, 9th Edition: N. Gregory Mankiw
  131. Principles of Microeconomics, 9th Edition: N. Gregory Mankiw
  132. Child Development, 9th Edition: Laura E. Berk
  133. Home, School, and Community Collaboration: Culturally Responsive Family Engagement, 4th Edition: Kathy Beth Grant & Julie A. Ray
  134. Set Lighting Technician's Handbook, 4th Edition: Harry Box
  135. Clinical Nurse Leader Certification Review, 2nd Edition: Cynthia R. King
  136. Basic Chemistry, 4th Edition: Karen C. Timberlake & William Timberlake
  137. Sparks & Taylor's Nursing Diagnosis Pocket Guide, 3rd Edition: Linda Phelps
  138. Family Theories: Foundations and Applications, 1st Edition: Katherine R. Allen & Angela C. Henderson
  139. The Earth and Its Peoples: A Global History, 7th Edition: Richard Bulliet & Pamela Crossley & Daniel Headrick & Steven Hirsch & Lyman Johnson
  140. Sociology in Action: A Canadian Perspective, 3rd Edition: Tami Bereska & Diane Symbaluk
  141. Operations Management: Processes and Supply Chains, 12th Edition: Lee J. Krajewski & Manoj K. Malhotra & Larry P. Ritzman
  142. Introduction to Food Science and Food Systems, 2nd Edition: Rick Parker & Miriah Pace
  143. Liaisons, Student Edition: An Introduction to French, 3rd Edition: Wynne Wong & Stacey Weber-Fève & Bill VanPatten
  144. Zuckerman Parker Handbook of Developmental and Behavioral Pediatrics for Primary Care, 4th Edition: Marilyn Augustyn & Barry Zuckerman
  145. Teaching in Today's Inclusive Classrooms: A Universal Design for Learning Approach, 3rd Edition: Richard M. Gargiulo & Debbie Metcalf
  146. The Biological Basis of Mental Health, 3rd Edition: William T. Blows
  147. Developing and Managing Electronic Collections: The Essentials: Peggy Johnson
  148. Western Civilization: Volume II: Since 1500, 10th Edition: Jackson J. Spielvogel
  149. Talking to Strangers: What We Should Know about the People We Don't Know, 1st Edition: Malcolm Gladwell
  150. Understanding Pathophysiology, 7th Edition: Sue E. Huether & Kathryn L. McCance
  151. Our Environment: A Canadian Perspective, 5th edition: Dianne Draper & Ann Zimmerman
  152. Criminal Law: Cases and Materials, 8th Edition: John Kaplan & Robert Weisberg & Guyora Binder
  153. A Photographic Atlas of Histology, 2nd Edition: Michael J Leboffe
  154. Dragons and Tigers: A Geography of South, East, and Southeast Asia, 3rd Edition: Barbara A. Weightman
  155. Climate Change Biology, 1st Edition: Jonathan A. Newman & Madhur Anand & Hugh A. L. Henry & Shelley L. Hunt & Ze'ev Gedalof
  156. The Power of Critical Thinking: 5th Canadian Edition: Chris MacDonald and Lewis Vaughn
  157. Principles of Fire Behavior and Combustion, 4th Edition: Richard Gann & Raymond Friedman
  158. Informatics Nurse Exam Secrets Study Guide: Informatics Test Review for the Informatics Nurse Certification Exam: Informatics Exam Secrets Test Prep Team
  159. General Chemistry, 10th Edition: Darrell Ebbing & Steven D. Gammon
  160. A Practical Guide to Computer Forensics Investigations, 1st Edition: Darren R. Hayes
  161. Basic Biomechanics, 8th Edition: Susan Hall
  162. Essay Writing for Canadian Students, 8th Edition: Roger Davis & Laura K. Davis
  163. Biology, 11th Edition: Peter Raven & George Johnson & Kenneth Mason & Jonathan Losos & Susan Singer
  164. Molecular Imaging, 1st Edition: Ralph Weissleder& Brian D. Ross & Alnawaz Rehemtulla & Sanjiv Sam Gambhir
  165. Criminology, 4th Edition: Frank Schmalleger
  166. A Theory of Truthmaking: Metaphysics, Ontology, and Reality: Jamin Asay
  167. The Routledge Handbook of Metaphysical Grounding, 1st Edition: Michael J. Raven
  168. Linear Algebra and Its Applications, 5th Edition: David C. Lay & Steven R. Lay & Judi J. McDonald
  169. Essentials of Human Communication, 9th Edition: Joseph A. DeVito
  170. Economics: Principles, Applications, and Tools, 9th Edition, Global Edition: Arthur O'Sullivan & Steven Sheffrin & Stephen Perez
  171. Global Health 101, 3rd Edition: Richard Skolnik
  172. Mathematical Proofs: A Transition to Advanced Mathematics, 4th Edition: Gary Chartrand & Albert D. Polimeni & Ping Zhang
  173. Concepts in Strategic Management and Business Policy: Globalization, Innovation and Sustainability, 15th Edition, Global Edition: Thomas L. Wheelen & J. David Hunger & Alan N. Hoffman & Charles E. Bamford
  174. Chemistry: The Central Science, 14th Edition, Global Edition: Theodore E. Brown & H. Eugene LeMay & Bruce E. Bursten & Catherine Murphy & Patrick Woodward & Matthew E. Stoltzfus
  175. Biopsychology, 10th Edition, Global Edition: John P. J. Pinel & Steven Barnes
  176. Electric Circuits, 11th Edition: James W. Nilsson & Susan Riedel
  177. Keeping the Republic; Power and Citizenship in American Politics, the Essentials, 8th Edition: Christine Barbour & Gerald C Wright
  178. Applied Behavior Analysis: Pearson New International Edition, 2nd Edition: John O. Cooper & Timothy E. Heron & William L. Heward
  179. Cryptography and Network Security: Principles and Practice, 7th Edition, Global Edition: William Stallings
  180. Operating Systems: Internals and Design Principles, 9th Edition, Global Edition: William Stallings
  181. Options, Futures, and Other Derivatives, 9th Edition, Global Edition: John C. Hull
  182. Invitation to the Psychology of Religion, 3rd Edition: Raymond F. Paloutzian
  183. Valuation: The Art and Science of Corporate Investment Decisions, 3rd Edition: Sheridan Titman
  184. Comprehensive Clinical Nephrology, 5th Edition: Richard J. Johnson & John Feehally & Jurgen Floege
  185. Miller & Freund's Probability and Statistics for Engineers, 9th Edition, Global Edition: Richard Johnson & Irwin Miller & John Freund
  186. Exploring Strategy: Text and Cases, 11th Edition: Gerry Johnson & Richard Whittington & Patrick Regnér & Kevan Scholes & Duncan Angwin
  187. Economics for Business, 7th Edition: John Sloman
  188. Essentials of Economics, 7th Edition: John Sloman & Dean Garratt
  189. Economics, 9th Edition: John Sloman & Dean Garratt & Alison Wride
  190. Essential Economics for Business, 5th Edition: Johnsloman & Jones Elizabeth
  191. Finite Mathematics, 7th Edition: Stefan Waner & Steven Costenoble
  192. The SAGE Encyclopedia of Surveillance, Security, and Privacy, 1st Edition: Bruce A. Arrigo
  193. Evolution, 4th Edition: Douglas J. Futuyma & Mark Kirkpatrick
  194. Adult Development and Aging, 7th Edition: John C. Cavanaugh & Fredda Blanchard-Fields
  195. Foundations of Finance, 9th Edition, Global Edition: Arthur J. Keown & John D Martin & J. William Petty
  196. Learning PHP, MySQL & JavaScript: With jQuery, CSS & HTML5, 4th Edition: Robin Nixon
  197. Head First Learn to Code: A Learner's Guide to Coding and Computational Thinking, 1st Edition: Eric Freeman
  198. Learning Swift: Building Apps for macOS, iOS, and Beyond, 3rd Edition: Jonathon Manning & Paris Buttfield-Addison & Tim Nugent
  199. Database Systems: Design, Implementation, & Management, 12th Edition: Carlos Coronel & Steven Morris
  200. Introduction to Solid Modeling Using SolidWorks, 13th Edition: William Howard & Joseph Musto
  201. Communications Receivers: Principles and Design, 4th Edition: Ulrich Rohde & Jerry Whitaker & Hans Zahnd
  202. Connect Core Concepts in Health, 15th Edition: Paul Insel & Walton Roth
  203. On Course: Strategies for Creating Success in College and in Life, 8th Edition: Skip Downing
  204. Vander's Human Physiology, 15th Edition: Eric Widmaier & Hershel Raff & Kevin Strang
  205. Biology, 4th Edition: Robert Brooker & Eric Widmaier & Linda Graham & Peter Stiling
  206. The Essentials of Statistics: A Tool for Social Research, 4th Edition: Joseph F. Healey
  207. Oracle 12c: SQL, 3rd Edition: Joan Casteel
  208. Global Business Today, 10th Edition: Charles Hill & G. Tomas M. Hult
  209. Project Management: The Managerial Process, 7th Edition: Erik Larson & Clifford Gray
  210. Organizational Behavior: A Practical, Problem-Solving Approach, 2nd Edition: Angelo Kinicki & Mel Fugate
  211. International Management: Culture, Strategy, and Behavior, 10th Edition: Fred Luthans & Jonathan Doh
  212. CorelDRAW X8: The Official Guide, 12th Edition: Gary David Bouton
  213. Physics for Scientists and Engineers: An Interactive Approach, 2nd Edition: Robert Hawkes & Javed Iqbal & Firas Mansour & Marina Milner-Bolotin & Peter Williams
  214. Programmable Logic Controllers, 5th Edition: Frank Petruzella
  215. Foundations in Microbiology, 10th Edition: Kathleen Park Talaro & Barry Chess
  216. Applied Numerical Methods with MATLAB for Engineers and Scientists, 4th Edition: Steven Chapra
  217. Tonal Harmony, 8th Edition: Stefan Kostka & Dorothy Payne & Byron Almén
  218. Discrete Mathematics, 8th Edition: Richard Johnsonbaugh
  219. Bates' Pocket Guide to Physical Examination and History Taking, 8th Edition: Lynn S. Bickley
  220. NANDA International Nursing Diagnoses: Definitions & Classification 2018-2020, 11th Edition: T. Heather Herdman & Shigemi Kamitsuru & Heather T. Herdman
  221. Biology: Concepts and Investigations, 4th Edition: Mariëlle Hoefnagels
  222. Biology: Concepts and Investigations, 3rd Edition: Mariëlle Hoefnagels
  223. Human Biology: Concepts and Current Issues, 8th Edition, Global Edition: Michael D. Johnson
  224. Messages: Building Interpersonal Communication Skills, 5th Canadian Edition: Joseph A. DeVito & Rena Shimoni & Dawne Clark
  225. The Interpersonal Communication Book, 14th Edition, Global Edition: Joseph A. DeVito
  226. Computational Systems Pharmacology and Toxicology, 1st Edition: Rudy J Richardson & Dale E Johnson & Noffisat Oki & David Faulkner
  227. Shelly Cashman Series Microsoft Office 365 & Office 2019 Introductory, 1st Edition: Sandra Cable & Steven M. Freund & Ellen Monk & Susan L. Sebok & Joy L. Starks
  228. The Practice of Emotionally Focused Couple Therapy: Creating Connection, 2nd Edition: Susan M. Johnson
  229. The Marriage Clinic: A Scientifically Based Marital Therapy, 1st Edition: John M. Gottman
  230. Cognitive-Behavioral Therapy with Couples and Families: A Comprehensive Guide for Clinicians, 1st Edition: Frank M. Dattilio & Aaron T. Beck
  231. International Marketing, 17th Edition: Philip R. Cateora & John Graham & Mary C Gilly
  232. Kaplan and Sadock's Concise Textbook of Clinical Psychiatry, 3rd Edition: Benjamin Sadock & Virginia Alcott Sadock
  233. Anthropology, 14th Edition: Carol R. Ember & Melvin Ember & Peter N. Peregrine
  234. The Men They Will Become: The Nature And Nurture Of Male Character: Eli Newberger
  235. Accounting, 27th Edition: Carl S. Warren & James M. Reeve & Jonathan Duchac
  236. ICD-10-CM 2019: The Complete Official Codebook, 1st Edition: American Medical Association
  237. Essentials of Human Anatomy & Physiology, 12th Edition, Global Edition: Elaine N. Marieb & Suzanne M. Keller
  238. Early Childhood Education Today, 14th Edition: George S Morrison
  239. Programming Bitcoin: Learn How to Program Bitcoin from Scratch, 1st Edition: Jimmy Song
  240. The Physiology and Biochemistry of Prokaryotes, 4th Edition: David White & James Drummond & Clay Fuqua
  241. Environmental Microbiology, 3rd Edition: Ian L. Pepper & Charles P. Gerba & Terry J. Gentry
  242. Industrial Microbiology: An Introduction, 1st Edition: Michael J. Waites & Neil L. Morgan & John S. Rockey & Gary Higton
  243. Introduction to Econometrics, Updated 3rd Edition, Global Edition: James H. Stock & Mark W. Watson
  244. Introduction to Econometrics, 3rd Edition: James H. Stock & Mark W. Watson
  245. Expert Oracle Application Express, 2nd Edition: Doug Gault & Dimitri Gielis & Martin DSouza & Roel Hartman
  246. The Art of Reasoning: An Introduction to Logic and Critical Thinking, 4th Edition: David Kelley
  247. Physics, 5th Edition: James S. Walker
  248. Applied Fluid Mechanics, 7th Edition: Robert L. Mott & Joseph A. Untener
  249. Applied Strength of Materials, SI Units Version, 6th Edition: Robert L. Mott & Joseph A. Untener
  250. Social Psychology, 12th Edition: David Myers & Jean Twenge
  251. Applied Strength of Materials, 6th Edition: Robert Mott & Joseph A. Untener
  252. Foundations of Nursing Research, 7th Edition: Rose Marie Nieswiadomy & Catherine Bailey
  253. Molecular Cell Biology, 8th Edition: Harvey Lodish & Arnold Berk & Chris A. Kaiser & Monty Krieger & Anthony Bretscher
  254. Machine Elements in Mechanical Design, 6th Edition: Robert L. Mott & Edward M. Vavrek & Jyhwen Wang
  255. DeVita, Hellman, and Rosenberg's Cancer, 11th Edition: Vincent T. DeVita & Steven A. Rosenberg & Theodore S. Lawrence
  256. Particle Image Velocimetry: A Practical Guide, 3rd Edition: Markus Raffel & Christian E. Willert & Fulvio Scarano & Christian J. Kähler
  257. Smith's Textbook of Endourology, 4th Edition: Arthur D. Smith & Glenn Preminger & Gopal H. Badlani & Louis R. Kavoussi
  258. College Algebra with Modeling & Visualization, 6th Edition: Gary K. Rockswold
  259. Financial Accounting Theory, 7th Edition: William R. Scott
  260. Biology Now, 2nd Edition: Anne Houtman & Megan Scudellari & Cindy Malone
  261. Psychological Science, 5th Edition: Michael Gazzaniga & Diane Halpern
  262. The Handbook of Technical Writing, 11th Edition: Gerald J. Alred & Charles T. Brusaw & Walter E. Oliu
  263. A Graphical Approach to College Algebra, 6th Edition: John Hornsby & Margaret L. Lial & Gary K. Rockswold
  264. Business Analytics, 4th Edition: Jeffrey D. Camm & James J. Cochran & Michael J. Fry & Jeffrey W. Ohlmann
  265. Biological Psychology, 13th Edition: James W. Kalat
  266. Business Communication Today, 14th Edition: Courtland L. Bovee & John V. Thill
  267. Geosystems Core, 1st Edition: Robert W. Christopherson & Stephen Cunha & Charles E. Thomsen & Ginger Birkeland
  268. Principles of Information Security, 6th Edition: Michael E. Whitman & Herbert J. Mattord
  269. Financial & Managerial Accounting, 14th Edition: Carl S. Warren & James M. Reeve & Jonathan Duchac
  270. Corporate Finance: Theory and Practice, 5th Edition: Pierre Vernimmen & Pascal Quiry & Maurizio Dallocchio & Yann Le Fur & Antonio Salvi
  271. Introductory Statistics, 10th Edition: Neil A. Weiss
  272. Introduction to Cryptography: Principles and Applications, 3rd Edition: Hans Delfs & Helmut Knebl
  273. Business Essentials, 8th Canadian Edition: Ronald J. Ebert & Ricky W. Griffin & Frederick A. Starke & George Dracopoulos
  274. Introduction to Mathematical Statistics, 8th Edition: Robert V. Hogg & Joseph W. McKean & Allen T. Craig
  275. The Routledge Companion to Business Ethics, 1st Edition: Eugene Heath & Byron Kaldis & Alexei Marcoux
  276. Geosystems An Introduction to Physical Geography, Global Edition, 9th Edition: Ginger H. Birkel & Robert W. Christopherson
  277. Scientific American Environmental Science for a Changing World, 2nd Edition: Jeneen InterlandI & Anne Houtman
  278. Precalculus, 10th Edition: Ron Larson
  279. The Human Brain Book: An Illustrated Guide to its Structure, Function, and Disorders, New Edition: Rita Carter
  280. Introduction to Materials Science for Engineers, 8th Edition: James F. Shackelford
  281. Adobe Dreamweaver CC Classroom in a Book, 1st Edition: Jim Maivald
  282. Trigonometry, 11th Edition: Margaret L. Lial & John Hornsby & David I. Schneider & Callie Daniels
  283. Investment Banks, Hedge Funds, and Private Equity, 3rd Edition: David P. Stowell
  284. Cognitive Neuroscience: The Biology of the Mind, 5th Edition: Michael Gazzaniga & Richard B. Ivry & George R. Mangun
  285. Cognitive Neuroscience: The Biology of the Mind, 5th Edition: Michael Gazzaniga & Richard B. Ivry (Author), George R. Mangun (Author)
  286. Project Management Theory and Practice, 3rd Edition: Gary L. Richardson & Brad M. Jackson
  287. Organic Chemistry: Structure and Function, 8th Edition: K. Peter C. Vollhardt & Neil E. Schore
  288. Read, Reason, Write: An Argument Text and Read, 11th Edition: Dorothy Seyler
  289. Fundamentals of Management: Management Myths Debunked!, Global Edition, 10th Edition: Stephen P Robbins & David A. De Cenzo & Mary Coulter
  290. Computer Networking: A Top-Down Approach, Global Edition, 7th Edition: James Kurose & Keith Ross
  291. An Introduction to Banking: Principles, Strategy and Risk Management, 2nd Edition: Moorad Choudhry
  292. The Immune System, 4th Edition: Peter Parham
  293. Biochemistry: Concepts and Connections, Global Edition, 1st Edition: Dean R. Appling & Spencer J. Anthony-Cahill & Christopher K. Mathews
  294. Writing about Writing, 3rd Edition: Elizabeth Wardle & Douglas Downs
  295. Data Wrangling with JavaScript, 1st Edition: Ashley Davis
  296. Experience Psychology, 4th Edition: Laura King
  297. An Introduction to Mathematical Statistics: Fetsje Bijma & Marianne Jonker & Aad van der Vaart & Reinie Erné
  298. Business Communication: Polishing Your Professional Presence, 3rd Edition: Barbara G. Shwom & Lisa Gueldenzoph Snyder
  299. Earth's Evolving Systems: The History of Planet Earth, 2nd Edition: Ronald E. Martin
  300. Business Ethics: Decision Making for Personal Integrity & Social Responsibility, 4th Edition: Laura Hartman & Joseph DesJardins & Chris MacDonald
  301. College Algebra and Trigonometry, Global Edition, 6th Edition: Margaret L. Lial & John Hornsby & David I. Schneider & Callie Daniels
  302. Essentials of MIS, 12th Edition: Kenneth C. Laudon & Jane P. Laudon
  303. Behavior Analysis and Learning: A Biobehavioral Approach, 6th Edition: W. David Pierce & Carl D. Cheney
  304. University Physics, 14th Edition: Hugh D. Young & Roger A. Freedman
  305. Earth System History, 4th Edition: Steven M. Stanley & John A. Luczaj
  306. Analytical Mechanics, 2nd Edition: Nivaldo A. Lemos
  307. Fundamentals of Management, 7th Canadian Edition: Stephen P. Robbins & David A. DeCenzo & Mary Coulter
  308. Computer Accounting with QuickBooks Online: A Cloud Based Approach, 2nd Edition: Carol Yacht & Susan Crosson
  309. Cost Accounting and Financial Management for Construction Project Managers, 1st Edition: Len Holm
  310. Business Continuity Management in Construction, 1st Edition: Leni Sagita Riantini Supriadi & Low Sui Pheng
  311. Contemporary Logistics, 12th Edition, Global Edition: Paul R. Murphy & A. Michael Knemeyer
  312. Mechanical Engineers' Handbook, Volume 1: Materials and Engineering Mechanics, 4th Edition: Myer Kutz
  313. Mechanical Engineers' Handbook, Volume 2: Design, Instrumentation, and Controls, 4th Edition: Myer Kutz
  314. Mechanical Engineers' Handbook, Volume 3: Manufacturing and Management, 4th Edition: Myer Kutz
  315. Mechanical Engineers' Handbook, Volume 4: Energy and Power, 4th Edition: Myer Kutz
  316. An Introduction to Mathematical Statistics and Its Applications, 6th Edition: Richard J. Larsen & Morris L. Marx
  317. Developmental Mathematics, 1st Edition: Robert F. Blitzer
  318. Thinking Mathematically, 7th Edition: Robert F. Blitzer
  319. Wardlaw's Contemporary Nutrition, 10th Edition: Anne Smith & Angela Collene
  320. Mathematical Statistics: An Introduction to Likelihood Based Inference, 1st Edition: Richard J. Rossi
  321. Asking the Right Questions, 11th Edition: M. Neil Browne & Stuart M. Keeley
  322. Asking the Right Questions, 11th Edition, Global Edition: M. Neil Browne & Stuart M. Keeley
  323. Crash Course Cardiology, 4th Edition: Antonia Churchhouse & Julian O. M. Ormerod & Michael Frenneaux
  324. A Graphical Approach to Precalculus with Limits, 7th Edition: John Hornsby & Margaret L. Lial & Gary K. Rockswold
  325. Unlocking Equity and Trusts, 5th Edition: Mohamed Ramjohn
  326. Public Speaking: The Evolving Art, 4th Edition: Stephanie J. Coopman & James Lull
  327. Social Psychology, 8th Edition: Michael Hogg & Graham Vaughan
  328. Human Resources Management in Canada, 12th Canadian Edition: Gary Dessler & Nita Chhinzer & Nina Cole
  329. Law Core Textbook Bundle: Equity and Trusts, 8th edition: Alastair Hudson
  330. Living Ethics: An Introduction with Readings: Russ Shafer-Landau
  331. Microsoft Project 2019 Step by Step, 1st Edition: Cindy Lewis & Carl Chatfield & Timothy Johnson
  332. Global Business Ethics: Responsible Decision Making in an International Context, 1st Edition: Ronald D Francis & Guy Murfey
  333. Construction Management: Theory and Practice, 1st Edition: Chris March
  334. Harrison's Endocrinology, 4th Edition: J. Larry Jameson
  335. Harrison's Neurology in Clinical Medicine, 4th Edition: Stephen Hauser & S. Andrew Josephson
  336. English Grammar Workbook For Dummies with Online Practice, 3rd Edition: Geraldine Woods
  337. Naked: The Dark Side of Shame and Moral Life, 1st Edition: Krista K. Thomason
  338. Ashcraft's Pediatric Surgery, 6th Edition: George W. Holcomb III & J. Patrick Murphy & Daniel J Ostlie
  339. Mobile Apps Engineering: Design, Development, Security, and Testing, 1st Edition: Ghita K. Mostefaoui & Faisal Tariq
  340. Lange Clinical Neurology, 10th Edition: Roger Simon & David Greenberg & Michael Aminoff
  341. International Textbook of Diabetes Mellitus, 2 Volume Set, 4th Edition: R. A. DeFronzo & E. Ferrannini & Paul Zimmet & George Alberti
  342. Java Programming, 9th Edition: Joyce Farrell
  343. Discovering Behavioral Neuroscience: An Introduction to Biological Psychology, 4th Edition: Laura Freberg
  344. How the Immune System Works, 5th Edition: Lauren M. Sompayrac
  345. Fundamentals of Electroceramics: Materials, Devices, and Applications, 1st Edition: R. K. Pandey
  346. Essentials of Hospital Neurology, 1st Edition: Karl E. Misulis & E. Lee Murray
  347. Biology of Humans: Concepts, Applications, and Issues, 6th Edition: Judith Goodenough & Betty A. McGuire
  348. Williams Textbook of Endocrinology, 13th Edition: Shlomo Melmed & Kenneth S. Polonsky & P. Reed Larsen & Henry M. Kronenberg
  349. Financial Management: Principles and Applications, Global Edition, 13th Edition: Sheridan Titman & Arthur J. Keown & John D Martin
  350. Case Studies in Immunology: A Clinical Companion, 7th Edition: Raif S. Geha & Luigi Notarangelo
  351. Handbook of MRI Technique, 4th Edition: Catherine Westbrook
  352. MRI: Basic Principles and Applications, 5th Edition: Brian M. Dale & Mark A. Brown & Richard C. Semelka
  353. Robbins Basic Pathology, 10th Edition: Vinay Kumar & Abul K. Abbas & Jon C. Aster & Vinay Kumar & Abul K. Abbas & Jon C. Aster
  354. Rosen's Emergency Medicine: Concepts and Clinical Practice: 2-Volume Set, 9th Edition: Ron Walls & Robert Hockberger & Marianne Gausche-Hill
  355. BNF for Children: 2018-2019, 1st Edition: Paediatric Formulary Committee
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  357. Practical Gastroenterology and Hepatology Board Review Toolkit, 2nd Edition: Kenneth R. DeVault & Michael B. Wallace & Bashar A. Aqel & Keith D. Lindor
  358. Reinforcement Learning: An Introduction, 2nd edition: Richard S. Sutton & Andrew G. Barto
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Economist Reveals HORRIFIC Future Economy. Legendary ... Value of Bitcoin - YouTube Bitcoin: Technical and Economic Aspects  Konrad Graf “Bitcoin Will SAVE US, The Stock Market Will CRASH” - Financial Guru Robert Kiyosaki Urges Investors BITCOIN DUMPS IN CORRELATION WITH THE STOCK MARKET ...

Over a week ago, the author of Rich dad, poor dad, Robert Kiyosaki, said that Bitcoin would crash when a COVID 19 vaccine would be approved. Many peop Bitcoin's hashrate hit a new high on September 17, while the realized market capitalization surpassed the 2017/2018 yearly values and reached a new all-time high at $115.5 billion. Bitcoin's ... The total market value of publicly traded shares at stock exchanges around the world is $66.8 trillion. Not only is that a fabulously large amount of money, it is also subject to the laws of supply and demand, and highly fiduciary. A run towards or away from stocks would thoroughly deregulate the global economy, and nothing more dramatic than a minus sign in front of that amount would lead to ... 👋 Hello and welcome traders to another trade idea with SunnyHillCapital ☝️ Firstly, if you like what you see, please support our work by writing a comment and SMASH that like button! 👍 Let's catch these moves together! 💡 Why should you follow our profile on TradingView? Consistent chart updates Clean charts Short and long-term perspectives Visually teaches you valuable lessons ... BTC USD (Bitcoin / US Dollar) This is the most popular Bitcoin pair in the world. Bitcoin uses peer-to-peer technology to operate with no central authority or banks; managing transactions and the issuing of Bitcoins is carried out collectively by the network. Bitcoin is open-source; its design is public, nobody owns or controls this cryptocurrency and everyone can take part. Bitcoin price grew ...

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Economist Reveals HORRIFIC Future Economy. Legendary ...

Highlights from The Value of Bitcoin Conference on June 3rd, 2019. After more than 10 years, Bitcoin is still around and the signals that indicate Bitcoin is here to stay are only getting stronger. What are the most likely scenarios for bitcoin and cryptocurrencies if the major stock markets were to fall into a major crash or bear market? The answer dep... In today's Bold Profits Daily, Paul Mampilly breaks down what stocks and trends to watch as we head into the new year. This includes: • Why 2020 will be the year Tesla becomes a four-digit stock. Bitcoin Decrypted: Part II - Technical Aspects is an introduction to Bitcoin that spans practical, technical, historical, and social-theory perspectives in an integrated narrative. Australian ... ‘BITCOIN & STOCKS & US YIELD?! Economic Overview with DataDash. Bitcoins price, US Economy and US Stimulus package. Nicholas Merten discusses the future of t...

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